If you're behind on your mortgage payments, the loan servicer (on behalf of the lender) can charge various fees and costs. Learn about them.
If you're unemployed, you might be able to get a mortgage forbearance, loan modification, or temporary financial assistance to tide you over.
Federal law prohibits some mortgages from having prepayment penalties, which are charges for paying off the loan early.
Learn about home equity loans and home equity lines of credit, also called HELOCs.
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