Mortgage Lenders

If I'm Late on Mortgage Payments, What Fees Can the Lender Charge?

If you're behind on your mortgage payments, the loan servicer (on behalf of the lender) can charge various fees and costs. Learn about them.

Why Would a Lender Choose a Judicial Foreclosure Instead of a Nonjudicial Foreclosure?

In states that allow nonjudicial foreclosures, lenders sometimes, in some circumstances, decide to go through the courts instead. Find out why.

If I'm Not on the Mortgage, Can the Bank Foreclose After My Spouse Dies?

If you're not on the mortgage and your spouse dies, you likely have options for keeping the home.

I lost my job, can I get help with my mortgage?

If you're unemployed, you might be able to get a mortgage forbearance, loan modification, or temporary financial assistance to tide you over.

How Do Mortgage Lenders Collect Deficiency Judgments?

Once a mortgage lender gets a deficiency judgment against you, it can then collect on that judgment.