Medicare Part D: Prescription Drug Plans
Medicare Part D is administered through private insurance companies that offer prescription drug plans (PDPs) and through Medicare Advantage managed care plans that include a Part D drug benefit (MA-PDs). All Part D prescriptions plans must be Medicare-approved. The federal health care reform act of 2010 began a gradual expansion of the Medicare Part D coverage for people with high annual drug costs.
Medicare Part D is administered through private insurance companies. Most beneficiaries pay a small monthly premium, a yearly deductible, and a copayment for each prescription.
Medicare offers different levels of low-income subsidies, called "Extra Help," to help pay for the cost of prescription drugs above and beyond what a standard Part D plan pays.
Nolo's book explains how Medicare Part D plans work and discusses Medicare Part D coverage, premiums, and co-insurance in detail.
Nolo's book covers the basics of Social Security's disability program.
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