Medicare Advantage plans, also known as Medicare Part C, offer an alternative to Original Medicare. Part C plans provide the same services as Part A and Part B combined. Part C is offered by private insurers or HMOs and offers enrollees the same Medicare-eligible health care services available to beneficiaries under Parts A and B, but at a lower cost. While many Medicare Advantage plans charge a small monthly premium in addition to the premium you pay for Medicare Part B, it's much lower than premiums for Medigap policies.
In addition, Medicare Advantage plan enrollees usually get additional coverage not offered by Parts A and B, such as dental, vision, and hearing coverage. In exchange for lower premiums and additional coverage, enrollees are generally required to obtain health care services from providers within the MA Plan’s network.
The articles below explain how Medicare Advantage plans work, including the different types of plans available, how to enroll, and the costs and benefits associated with them.
Here's what you need to know about Medicare managed care plans versus Medigap policies.
A Medicare Special Needs Plan (SNP) is a kind of Medicare Advantage Plan that offers special benefits for people who meet its eligibility criteria.
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