Living Under a Homeowners' Association

Overview of basic documents that guide how an HOA is run and what owners must abide by.

Taking a closer look at what's in your HOA's governing and other relevant docs.

Outside of your own unit, it's worth finding out what you're allowed to use and what you must bear part of the expense for.

Buying a new home isn't for everyone -- learn about their pluses and minuses here.

Before you buy a house in a development, understand what sort of restrictions you might have to live with.

If you break the homeowners' association rules, you might have to deal with fines, liens, and various other consequences.

You bought real estate in a planned community expecting that everyone would be required to follow the rules—but what if they're not doing so?

If your HOA is falling down on the job of maintaining the property, here's what you can do.

Unlike with single-family homes, HOA community representatives may have the right to enter your dwelling space under certain circumstances.

Unless you want to risk tearing down your work, check out all HOA rules and regulations about building and expansion before you begin.

Whether it's a rainbow flag or a Halloween pumpkin, your HOA rules may validly prohibit it; but watch out for discriminatory or uneven enforcement.

When homeowners don't pay HOA dues, everyone is affected; find out what you can do.

Large expenses are to be expected in a development, and homeowners must cover the costs, one way or another.

An HOA can typically raise dues as much as it needs to in order to meet its annual budget, with some exceptions.

Dealing with financial surprises from your homeowner's association based on emergency property needs.

Your homeowners’ association (HOA) may have strict rules and restrictions--or a flat-out prohibition--regarding rentals.

Learn what's involved with serving on the board of your homeowners' association or HOA.

Learn about your personal liability when serving on your homeowners' association board.

How to protect yourself and limit your liability when serving on the board of your homeowners' association.

Directors and Officers (D&O) insurance is a must for homeowner associations to make sure board members don't face personal liability.

What HOA board members need to know before choosing a property management firm.

Who pays attorney fees may depend upon who wins the lawsuit!

As long as the HOA was acting within its powers, your nonpayment could potentially result in late fees, prohibition on use of common areas, and a lien on your property.

The rules that were in place when you moved into your condo might not be all the rules you end up living with.

That yard may not be "yours" in the first place! Learn how townhomes and similar developments can restrict changes to landscaping.