Need Professional Help? Talk to an Estate Planning Attorney.

What do you need help with?

Please select an answer
Continue

What do you need help with?

Please select an answer
Continue

Health Care Reform

Many provisions of the Patient Protection and Affordable Care Act of 2010, often referred to as the health care reform law or Obamacare, take effect in January of 2014. The act bans discrimination against those with preexisting conditions, requires insurance companies to provide preventative care without copay or deductible, ends annual coverage limits and lifetime limits on essential benefits, extends health care coverage for adult children of covered parents until age 26, provides savings for seniors and persons with disabilities on Medicare, reduces and ultimately eliminates the Medicare Part D donut hole,  and protects insured folks from abuses by insurance companies.

The act also aims to get as many people as possible covered by comprehensive insurance policies. Mid-size and large businesses must soon offer health insurance to their employees or pay a fine. Small businesses are eligible for tax credits for providing employees with health benefits. Individuals who aren't covered by group insurance through work are able to purchase health care plans through the Health Insurance Marketplace. Finally, in some states, Medicaid will be expanded to include individuals with incomes up to 138% of the federal poverty level (currently, most states cover adults only if they have income under the poverty level or if they have children or are over 65).

Ready to create your will?

Ten things you need to know about Obamacare.

Obamacare may lower the number of people applying for Social Security disability

The Health Insurance Marketplace will help you find affordable health care insurance.

Community First Choice offers home health care without the limitations of the Home and Community-Based Services (HCBS) waiver.

Empower Yourself: DIY Products by Nolo

Sidestep the lawyers with do-it-yourself books, documents, and software.

Struggling with debt? Find solutions here.
Clean up your credit, create a budget, and avoid overspending with this bestseller.
Use this simple limited power of attorney form to give someone you trust authority to act on your behalf.
This easy-to-use form lets you change the terms of your promissory note (IOU form).

Nolo offers hundreds of consumer-friendly, do-it-yourself legal products for all types of legal situations. Browse our full product list.

More Legal Issues

Click below to view more legal issues. Our extensive collection of legal topics ranges across different areas of practice.

Learn About Our Team

Learn About Our Team

Our editors have over 100 years of combined experience practicing law. These professionals have worked in a wide range of legal areas, from estate planning to criminal law to business formation and beyond. They’re experts at explaining complicated legal issues in easy-to-understand terms.

Learn more about the team that manages Nolo’s articles, books, and DIY tools.

Need a Lawyer? We Can Help

Find an experienced, local attorney in three easy steps. Our process is designed for ease and simplicity.

01

Describe Your Case

Briefly tell us about your case, and provide your contact information.

02

Get Connected

We find and instantly list attorneys that can best handle your case.

03

Hire an Attorney

Choose the attorneys you would like to work with.

Integrity and Expertise You Can Rely On

Get Professional Help
Talk to an Estate Planning attorney.

What do you need help with?

Please select an answer
Continue

How It Works

  1. Briefly tell us about your case
  2. Provide your contact information
  3. Choose attorneys to contact you