If you own a single-family home, chances are you have also purchased homeowners' insurance. Your mortgage lender is sure to have required you to buy insurance, in order to protect its collateral (your home). And even if you don't have a mortgage on your home, the high cost of any damage that occurs to it, or of your liability if someone is injured there, makes it worth your while to buy and maintain a comprehensive insurance policy. Here, we explore how that policy should work for you over the time that you own your home.
After the Fire or Disaster: Dealing With Your Insurance Company
Tips for homeowners facing fire or smoke damage.
Hurricanes and Flood Insurance: What Homeowners Should Know
To protect your home against hurricane and flood damage, purchase flood insurance.
Slip and Fall Accidents: Insurance Coverages and How to Make a Claim
Learn about the kinds of homeowners’ coverage that might be available to cover your slip and fall claim, and how to make a claim with the homeowners’ insurance company.
Does My Homeowners' Insurance Cover Accidents That Occur Off My Property?
Find out whether an off-premises claim might be covered, and how your homeowner's insurance carrier can help.
Who Is Liable for Trampoline Injuries?
When someone gets hurt on a trampoline, it doesn't always follow that someone else will be on the legal hook.
Does Homeowners' Insurance Cover Trampoline Injuries?
Your policy may exclude any trampoline or "bounce house" on your property. Here's what you need to know.