The vast majority of home buyers don't pay cash for the entirety of the property, but take out a loan from a bank or other institutional lender. Find out how to research options and qualify for the best available home mortgage.
How to Quickly Improve Credit Score Before Applying for Home Mortgage
Don't wait until the last minute to make sure your credit score is as high as it can be.
Five Reasons to Make a Large Down Payment
If you can go higher than 20%, there are some excellent reasons to do so.
Home Buyers: What You Can Learn From the Truth-In-Lending Disclosure
How the TILA will help you figure out exactly what to expect in the way of immediate and long-term loan costs.
Sample Gift Letter
Your bank needs a written letter to prove that the money gifted is in fact a gift, not a loan.
Buying a House Near Retirement Age: Should I Take Out Mortgage or Pay All Cash?
Borrowing to buy a home involves risk at any age, but the risk is magnified when one is close to retirement. That’s why determining the right amount of risk for you is key.
Mortgage Rate Locks: How They Work
Making sure the mortgage you want will still be there for you at the home's closing.