If you're injured in a car accident, emergency services might come to the scene and take you to the closest hospital for treatment. But what about seemingly minor car accidents, where there's little or no immediate pain or noticeable discomfort?
In this article, we'll explain:
A lot of personal injury attorneys have stories about clients coming into their offices saying they felt no pain at the scene of their car accident, or later the same day. But the following morning they woke up feeling a variety of symptoms, including:
It can take several hours, several days or even a week for injuries or serious discomfort to register with a car accident victim. Learn more about common car accident injuries.
One reason for this is that your body responds to pain signals and the stress of the accident by producing morphine-like hormones called endorphins. Endorphins (and adrenaline) mask the pain until your body and mind have had time to recover from the stress of the accident. Learn more about car accident injuries that don't show up right away.
So, whenever you feel symptoms of injury after a car accident, get medical care. Don't assume that your injuries will clear up on their own or that the pain is just a passing thing. Do the safe thing and get checked out.
The importance of seeing a doctor after an accident is (painfully) obvious when your injuries are serious. But when you don't think you've been injured, or when your injuries seems minor, it can be tempting to not have a medical professional take a look. But seemingly insignificant symptoms can indicate a serious injury, and whatever is wrong is likely to get worse if left treated. Bottom line: Get prompt medical attention after an accident if you feel even the slightest level of discomfort or pain.
Besides your health and safety, there are two main reasons why it's important that you get proper medical care and follow through with your treatment after a car accident:
If your doctor diagnoses an injury and begins a course of treatment, continue the course of treatment until your doctor releases you from it. That includes following up with referrals to specialists, attending any diagnostic examinations, filling any prescriptions, and performing any recommended at-home rehabilitation.
The longer you wait to see a doctor after an accident, the easier it is for someone else (like the insurance adjuster) to argue that your injury wasn't caused by the accident.
Let's say you work as a delivery driver and are in perfect health. But one day, you get rear-ended by another driver on your way home from work. Your lower back is sore, but the pain isn't that bad, so you decide not to go see a doctor right away. More than a week later, the pain gets worse, which finally convinces you to get it checked out.
If you try to sue the driver that hit you, or ask an insurance company to pay your medical bills, either might argue that something you did at work caused your back injury. Perhaps they'll say you lifted something the wrong way. You know this isn't true, but by waiting more than a week to get medical treatment, you've given the other side ammunition to dispute whether they actually caused your injuries.
If you've been in a car accident—especially if it was obviously someone else's fault—you may be wondering, "Why should my medical treatment be a legal issue? Why is it the insurance company's business when or how often I go to the doctor or the hospital?"
Insurance adjusters feel that the more time that passes between the car accident and the initial treatment, the likelier it is that the claimant or plaintiff could be faking or at least exaggerating the extent of their injuries, in order to "milk" more out of the claim.
Insurance companies also know that, if you go directly from the car accident scene to the hospital, then at least nothing else could have happened immediately after the car accident to explain your injuries.
In contrast, if you have a car accident on Tuesday, but your medical records show that you didn't receive any medical treatment until Saturday, you might have hurt yourself fixing the roof or working out on Wednesday, Thursday, or Friday. Maybe you couldn't afford to miss work for a medical appointment. But the best course of action is to leave no cracks for the insurance company to pry open. If you feel even the slightest pain or discomfort after a car accident, go to the doctor and get yourself checked out.
If you're being treated for injuries stemming from a car accident, ask your doctor or other health care provider for copies of your medical records and bills. Read them over carefully, paying attention to the description of your car accident, your medical history, and anything else:
Any discrepancies, inconsistencies, or incomplete information need to be identified and corrected, since insurance adjusters and defense lawyers who are on the other driver's side will use these perceived problems to try to prove that the accident didn't happen the way you say it did, or to challenge the extent (or the cause) of your injuries.
Your medical records and bills are just part of the picture if you're thinking about your options after a car accident. You'll also need to:
Learn more about what to do after a car accident.
It's crucial to get medical treatment and take the other actions we discussed above after a car accident, but these are often just your first steps on the path to resolution of a car accident claim, especially if someone else was clearly at fault for the crash.
In most states, filing an insurance claim with the at-fault driver's car insurance company is one option. If you're comfortable doing so, you can file the claim on your own and get the settlement process started. Learn more about getting a car insurance claim started after an accident, and get tips on settling a car accident claim.
But if the insurance company isn't coming to the table with a fair offer (and especially if your car accident injuries are serious) it might make sense to turn everything over to an experienced lawyer.
Your lawyer will work towards a fair resolution of your car accident claim, which often means reaching a settlement agreement out of court. But if filing a car accident lawsuit looks necessary in order to get the best result, there's no substitute for a lawyer's experience and expertise at that stage.
Learn more about how a lawyer can help with your car accident claim.