Credit Cards in Bankruptcy

For many people, unmanageable credit card debt is a big factor in their decision to file for Chapter 7 or Chapter 13 bankruptcy. Before you file, make sure you understand how Chapter 7 and Chapter 13 bankruptcy will treat your credit card debt. In most instances, it will be wiped out at the end of your bankruptcy -- but not always. Learn when you might be on the hook for your credit card debt after bankruptcy, how much of it you'll have to repay in your Chapter 13 repayment plan, and what your chances are of getting a new credit card when your bankruptcy is over.

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