Buying a New Home or One in a Development

If the home that you are interested in buying is one within a common-interest or planned community, you are not only buying a property, you are buying into a nonprofit corporation, known in many cases as the homeowners' association or HOA. Your choice, therefore, should go beyond the physical features of the property. You will need to make sure the HOA is well run, imposes rules that you can happily live by, and is not in financial trouble (as most are). Read on for more detailed guidance.  

Buying a new home isn't for everyone -- learn about their pluses and minuses here.

If you’re considering buying a condo, townhome, or other property in a planned community, you should know how much HOA dues, fees, and assessments could cost you now and in the future.

Before you buy a house in a development, understand what sort of restrictions you might have to live with.

Taking a closer look at what's in your HOA's governing and other relevant docs.

Overview of basic documents that guide how an HOA is run and what owners must abide by.

A well-drafted contract to have someone build you a home should help make sure there are no disagreements before the actual works begins and provide a guide in case a problem arises later.

When it comes to security and ease of homeownership, the reality of a gated community isn't always what it's meant to be.

How HOA fees should factor into your buying decision, and what additional information to look for.

Knowing what's yours as a condo owner, and thus what's your responsibility to repair or replace, might be less obvious than you'd imagine.

The differences between these various types of properties have more to do with legal definitions than physical features.

Understanding the federal legal rules about age discrimination in housing developments.

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