Most employees are covered by workers' compensation because their employers are required to pay for insurance. However, in some states, only employers with a certain amount of employees must have workers' comp insurance. Also, most injuries that happen at work or because of work are covered under workers' comp, regardless of who was at fault. Work-related injuries can either be one-time events or illnesses that developed over time, such as repetitive stress injuries.
Some injuries that happen at work may or may not be covered by workers' compensation; these include injuries due to drug or alcohol use, injuries caused by fighting or self-infliction, injuries that happen while committing a crime, and psychiatric injuries.
If you were hurt or became ill as a result of your work, you could be entitled to workers' compensation benefits.
While most work injuries are covered by workers' comp, there are a handful of exceptions.
If you are seeking workers' compensation benefits, you’ll have to show that your injury or illness is work related—or, in workers’ comp legalese, “arising out of employment and occurring during the course of employment” (AOE/COE).
Nearly all businesses are required to carry workers’ comp insurance, but there are some exceptions.
To be covered by workers’ comp, injuries don’t have to result from sudden accidents like falling off a ladder or losing a finger to equipment malfunction.
Working from home has become the new normal for millions of people. But what happens if you’re injured while working from home?
Most states have deadlines for giving your employer notice of a workplace injury, but there are exceptions.
Some workers’ comp claims for slip-and-fall-injuries are relatively straightforward, but many require a lengthy appeals process.
The law gives you the right to seek workers' comp for mental health issues in certain circumstances. But there are many hurdles to overcome in proving your claim.
You should expect an uphill battle when filing for workers' comp based on PTSD, but first responders may have an easier time getting benefits in some states.
Working from home has become the new normal for millions of people. But what happens if you’re injured while working from home?
If you have noticeable or painful scarring as a result of a workplace injury, you might wonder whether workers' comp benefits will cover this. Here's what you need to know.
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