The Bankruptcy Means Test -- Expenses & Deductions
Even if you make too much money to automatically pass the Chapter 7 means test, you may still be able to qualify for Chapter 7 bankruptcy. This is because you can deduct certain expenses to help you reduce your disposable income on the means test. Below you can learn about various expenses and allowed deductions that may help you pass the means test.
(For more information on the means test, visit our Bankruptcy Means Test topic page.)
Discover how to determine if you qualify for an exemption from the Chapter 7 means test. If you don't qualify, learn how your monthly expenses can assist you in financially qualifying to eliminate debt through Chapter 7 bankruptcy.
If you are filing for bankruptcy without your spouse and living separately, the marital adjustment deduction could help you qualify for Chapter 7 bankruptcy. Learn how completing Chapter 7's declaration of separate households can help you pass the means test.
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