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If you have unpaid debts, at some point the creditor or debt collector may sue you. While not all creditors will file a debt collection lawsuit, if you have income or assets that the creditor can grab, it is likely to sue you to get a judgment.
If you get served with a debt collection lawsuit, don't panic. The below articles explain how these lawsuits get started, what to expect in court, common defenses to creditor lawsuits, and how to negotiate a settlement once the lawsuit is filed.
If the creditor gets a judgment against you, be sure to understand the different methods it can use to collect on the judgment. In some situations, you may be able to prevent the creditor from taking some (or any) or your income or assets.