How Creditors Collect Debts: Property Repossession, Wage Garnishment, Bank Attachment, and More

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Creditors and debt collectors have various ways to try to collect on loans or debts you may owe them. Of course, there's the traditional phone calls and collection letters. But some creditors can record a lien against your property, levy your bank account, garnish your wages, or repossess your car or other personal property.

It's important to know when creditors can use these  collection measures, whether the law places restrictions on their activities, and what you can do to avoid losing your property.