If you're thinking about buying a timeshare, or have already bought one, you can better protect yourself by learning about your state's timeshare laws. Many states have laws that require specific timeshare contract disclosures, give timeshare purchasers the right to cancel the contract, and provide special protections for buyers when purchasing a timeshare. Below you can learn some key information about timeshare law in each of the 50 states plus the District of Columbia.
For each state (and D.C.) the timeshare chart will provide the following information:
Can you cancel your timeshare purchase? In some states, if you buy a timeshare and then change your mind, you get a certain amount of time to cancel the purchase.
How long do you have to cancel a timeshare purchase? If you have the right to cancel the timeshare purchase, state law will give you a certain number of days to do so. Typically, the cancellation time frame begins on the date you sign the contract or the date you receive certain disclosures (whichever is later). If state law doesn't provide you with the right to cancel, the timeshare contract itself may give you a certain number of days to cancel the transaction.
Are there any special protections for buyers when it comes to timeshare purchases? Most states require timeshare sellers to give a prospective purchaser certain disclosures, often in what's called a public offering statement or a timeshare disclosure statement. State law may also require the timeshare seller to:
Learn the details about a particular state's timeshare law, including disclosure requirements, the right to cancel, and special protections for timeshare purchasers, by clicking on the state link in the first column of the below chart. You can also access Nolo's Buying or Selling a Timeshare area for general information about timeshare purchases, common timeshare scams, what to look out for when buying a timeshare, and timeshare foreclosures.
State |
Right to cancel? |
Time to cancel |
Special protections? |
Yes |
5 days (not including Sunday if that is the last day) after signing the contract |
Yes |
|
Sometimes |
15 days after receiving the public offering statement (unless the statement is received more than 15 days before signing the contract) |
Yes |
|
Yes |
7 calendar days after signing the contract |
No |
|
Yes |
5 days after signing the contract or up until receipt of the public offering statement |
Yes |
|
Yes |
7 calendar days after receiving the public report or signing the contract |
Yes |
|
Yes |
5 calendar days after the sale |
Yes |
|
Yes |
5 calendar days after signing and receiving a copy of the contract or receiving the timeshare disclosure statement |
Yes |
|
Yes |
5 business days after signing the contract |
Yes |
|
Yes |
15 days after signing the contract or receiving the public offering statement |
Yes |
|
Yes |
10 calendar days after signing the contract or receiving all required documents |
Yes |
|
Yes |
7 days (not including Sundays and holidays) after signing the contract or receiving the public offering statement |
Yes |
|
Yes |
7 calendar days after signing the contract or receiving the timeshare disclosure statement |
Yes |
|
Yes |
5 calendar days after signing the contract |
Yes |
|
Yes |
5 calendar days after signing the contract or receiving the public offering statement |
Yes |
|
Yes |
72 hours (not including Sundays or legal holidays) after signing the contract |
Yes |
|
Yes |
5 business days after receiving the required disclosures |
Yes |
|
Yes, if the transaction is a door-to-door sale |
3 business days after signing the contract |
No |
|
Yes |
3 or 5 business days after signing the contract |
Yes |
|
Yes |
7 days after signing the contract or receiving the public offering statement |
Yes |
|
Yes |
10 calendar days after the date of the contract (or conveyance) or receiving the disclosure statement |
Yes |
|
Yes |
10 calendar days after the contract date, receiving the public offering statement, or the date the unit is ready for occupancy |
Yes |
|
Sometimes |
3 business days after receiving the public offering statement (unless the statement is received more than 3 days before signing the contract) |
Yes |
|
Yes |
Before the unit is conveyed and 9 business days after receiving all required documents |
Yes |
|
Yes |
5 days after receiving a copy of the contract and the public offering statement (if project has more than 100 potential sales) |
Yes |
|
Yes |
7 calendar days after signing the contract or receiving the public offering statement |
Yes |
|
Yes |
5 days after purchase |
Yes |
|
Yes |
7 days after signing the contract or receiving the public offering statement |
Yes |
|
Yes |
3 business days after receiving the public offering statement |
Yes |
|
Yes |
5 calendar days after signing the contract |
Yes |
|
Yes |
5 days after the date of the contract or receiving the public offering statement |
Yes |
|
Yes |
7 days after signing the contract or receiving the public offering statement |
Yes |
|
Yes |
7 days after signing the contract |
Yes |
|
Yes |
7 business days after signing the contract |
Yes |
|
Yes |
5 calendar days after signing the contract |
Yes |
|
No (North Dakota does not have a timeshare cancellation law, however the contract may provide a cancellation right) |
See contract |
Yes |
|
Yes, if the transaction is a home solicitation sale |
3 business days after signing the contract |
Yes |
|
Yes |
5 days after receiving a copy of the signed contract and the public offering statement |
Yes |
|
Yes |
5 calendar days after signing the first written offer or contract to purchase (or, if no cancellation address is provided, until 5 days after the developer provides an address for cancellation purposes) |
Yes |
|
Sometimes |
7 days after receiving the public offering statement (unless the statement is provided more than 7 days before signing the contract) |
Yes |
|
Yes |
5 business days (excluding weekends and legal holidays) after signing the contract or receiving all required documents |
Yes |
|
Yes |
5 days after signing the contract or receiving the disclosure agreement |
Yes |
|
Yes |
7 calendar days after signing the contract or receiving the disclosure statement |
Yes |
|
Yes |
Until receipt of the public offering statement; within 10 days after signing the contract (if purchaser made an on-site inspection of the timeshare); or within 15 days after signing the contract (if no on-site inspection was conducted) |
Yes |
|
Yes |
6 days after signing the contract (and receiving a copy) or receiving the timeshare disclosure statement |
Yes |
|
Yes |
5 business days after signing the contract |
Yes |
|
Yes, if the transaction is a home solicitation sale |
3 business days after signing the contract |
Yes |
|
Yes |
7 calendar days after signing the contract (not including Sunday or a legal holiday, if that is the last day) |
Yes |
|
Yes |
7 days after signing the contract or receiving the disclosure statement |
Yes |
|
Yes |
10 days after signing the contract or receiving the public offering statement |
Yes |
|
Yes |
5 days after signing the contract or receiving the timeshare disclosure statement (and all amendments and supplements to the statement) |
Yes |
|
Yes, if the transaction is a home solicitation sale |
3 business days after signing the contract (so long as the buyer is given a copy of the contract; the name and address for cancellation; and a written statement of cancellation rights -- otherwise cancellation period begins when these items are provided) |
Yes |
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