Property and Judgment Liens

A property lien is a notice to the world that someone (usually a creditor) claims that you owe it money. The lien is "recorded" against a particular piece of property, such as your home or car. Usually, you cannot sell or transfer the property while the lien is in existence.  

Liens are often divided into those that can be recorded against your property without a judgment (often simply called property liens) and those that can only be recorded against your property after the creditor has sued you and won (often called judgment liens).

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