Student Loans and Bankruptcy
It’s possible to discharge student loan debt in bankruptcy, but it’s never been likely for most people. However, new changes to the bankruptcy procedure make student loan discharges more available to more people.
If you are the cosigner on someone else’s student loan, in most courts you cannot discharge your obligation to repay that loan unless you meet bankruptcy’s undue hardship standard.
If tuition, room, and board debt is not a loan, you can discharge it in bankruptcy.
You can wipe out a PLUS loan in bankruptcy if you demonstrate undue hardship.
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