State-by-State Guide to Interpreting Seller Disclosure Statements

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In most of the United States, sellers are obligated, either by law or by traditional real estate industry practice, to provide prospective buyers with a good deal of information regarding the condition of the house and property. In most cases, sellers fill out a standard industry form, checking off boxes to indicate what features the house has and describing their condition or known defects. However, the standard forms vary widely across the U.S. as far as what type of information they contain. Here, you'll find state-specific tips on reading the disclosure form you receive from your home seller, and understanding what it says -- or doesn't.