RELATED PRODUCTS MORE >>
-
Get Informed
Free Legal Information
Accidents & Injuries Bankruptcy Business Formation: LLCs & Corporations Criminal Law Debt Management Disability Law Divorce & Family Law DUI / DWI & Traffic Tickets Employment Law Foreclosure Immigration Landlords LGBT Law Nonprofits Patent, Copyright & Trademark Personal Finance Real Estate Small Business Small Claims Court & Lawsuits Social Security & Retirement Tenants Taxes Wills, Trusts & Probate -
Do It Yourself
Shop at Nolo
-
Find a Lawyer
Nolo's Lawyer Directory




There is no way to get your IRA out of your estate except by taking the assets out of the IRA, paying income tax, and giving the money away before you die.
Your IRA is subject to estate tax when you die and your beneficiaries will have to pay income tax as the assets are distributed from the IRA.
But there is also an offsetting deduction for the estate tax that the beneficiaries can take on their personal returns. The estate tax and the offsetting deduction would not quite be a wash, but your beneficiaries would not be hit with a double tax, either.