Are you considering filing for Chapter 7 or Chapter 13 bankruptcy in Georgia? Although much of bankruptcy is governed by federal law, some bankruptcy-related information and law is specific to your state.
Below you’ll find Georgia-specific information on filing for bankruptcy as well as articles on the various Georgia bankruptcy exemptions. And for in-depth information on bankruptcy law and procedures, visit Nolo’s Bankruptcy Center.
Filing for Bankruptcy in Georgia
In this complete guide to filing for bankruptcy in Georgia, you’ll learn about the differences between Chapters 7 and 13, debts you can eliminate or "discharge,” property you can keep using Georgia bankruptcy exemption laws, and bankruptcy qualification requirements. You'll also learn how to organize and navigate your Georgia bankruptcy case using checklists, a link to a DIY bankruptcy quiz, and other helpful resources.
Georgia bankruptcy exemptions protect property from bankruptcy creditors, including the things you’ll need to maintain a home and job. But you might not be able to keep everything you own. In Chapter 7, you only keep property covered by Georgia bankruptcy exemptions. In Chapter 13, you keep everything you own but pay creditors for any nonexempt property. Learning about bankruptcy exemptions before filing will help you prevent unexpected property losses in a Georgia bankruptcy.