Updated Median Family Income Data for Means Test

Effective November 1, 2018, the median family income data has changed.

November 1, 2018

The median family income figures used to determine bankruptcy qualification and establish payment plan amounts have changed. All debtors filing cases after November 1, 2017, must use the new data.

You can find the new figures on the U.S. Trustee's website by following these steps:

  • Select "Means Testing Information" from the navigation bar on the left.
  • Scroll down to the box entitled "Data Required for Completing the 122A Forms and the 122C Forms."
  • Use the drop-down menu to select "11/1/2018 and after."
  • Click on the "Census Bureau Median Family Income By Family Size" link.

The income figures determine whether a filer qualifies for a discharge in a Chapter 7 bankruptcy. A filer must also use the information to determine a payment plan amount in a Chapter 13 bankruptcy.

The changes vary widely depending on the particular state. For instance, the median income for a single person in select states has changed as follows:

  • Alabama $46,521 ($1,089 increase)
  • Hawaii $68,294 ($5,157 increase)
  • Minnesota $57,050 ($3,576 increase)
  • Texas $48,948 ($2,695 increase)
  • Washington $62,551 ($497 increase)

Median income information changes regularly. It's important to verify data against the most recent figures posted on the U.S. Trustee site.

Learn more in Chapter 7 Means Test: Comparing Your Income to the State Median Income.

Effective date: November 1, 2018