the history of foreclosure avoidance efforts that the lender voluntarily undertook with respect to the borrower.
Connecticut's Emergency Lien Assistance Program
The new law also establishes an emergency lien assistance program under the Connecticut Housing Finance Authority (CHFA) Emergency Mortgage Assistance Program. This program will provide loans to homeowners facing foreclosure due to liens resulting from municipal water or sewer charges or municipal tax debt.
Any homeowner may apply for emergency lien assistance payments if the homeowner:
has received notice of the lienholder's intent to foreclose the lien
is 60 days or more delinquent on the debt secured by a lien, or
anticipates being 60 days or more delinquent on the debt based on a financial hardship beyond the homeowner's control.
How to Find Connecticut's Amended Foreclosure Laws
You'll find Connecticut's foreclosure laws in the General Statutes of Connecticut, Title 49, sections 49-1 through 49-31v. Statutes change, so checking them is always a good idea. How courts and agencies interpret and apply the law can also change. And some rules can even vary within a state. These are just some of the reasons to consider consulting an attorney if you're facing a foreclosure.