2019 Changes to Means Test Median Family Income Amounts

The median family income amounts used in bankruptcy change on November 1, 2019.

By , Attorney

The bankruptcy median family income figures change on November 1, 2019. Filers use the amounts to complete the means test—the test that determines a filer's Chapter 7 discharge qualification—and when calculating a Chapter 13 repayment plan. The figures change each year and vary widely between states, as shown by the following single filer state median income increases:

  • Alabama $47,680 ($2,248 increase)
  • Hawaii $64,803 ($1,666 increase)
  • Minnesota $57,017 ($3,543 increase)
  • Texas $49,996 ($3,743 increase)
  • Washington $66,309 ($4,255 increase)

All debtors filing cases after November 1, 2019, will use the following figures (includes single filer amounts only):

ALABAMA

$47,680

ALASKA

$62,858

ARIZONA

$51,388

ARKANSAS

$42,461

CALIFORNIA

$59,286

COLORADO

$60,819

CONNECTICUT

$65,502

DELAWARE

$54,589

DISTRICT OF COLUMBIA

$62,285

FLORIDA

$50,641

GEORGIA

$49,236

HAWAII

$64,803

IDAHO

$51,189

ILLINOIS

$53,900

INDIANA

$47,965

IOWA

$50,661

KANSAS

$50,944

KENTUCKY

$43,800

LOUISIANA

$44,822

MAINE

$50,537

MARYLAND

$69,529

MASSACHUSETTS

$65,924

MICHIGAN

$52,168

MINNESOTA

$57,017

MISSISSIPPI

$41,659

MISSOURI

$48,212

MONTANA

$50,165

NEBRASKA

$48,796

NEVADA

$51,516

NEW HAMPSHIRE

$65,400

NEW JERSEY

$68,464

NEW MEXICO

$44,833

NEW YORK

$56,120

NORTH CAROLINA

$47,904

NORTH DAKOTA

$52,357

OHIO

$50,384

OKLAHOMA

$48,322

OREGON

$55,943

PENNSYLVANIA

$53,633

RHODE ISLAND

$60,608

SOUTH CAROLINA

$46,642

SOUTH DAKOTA

$47,053

TENNESSEE

$47,361

TEXAS

$49,996

UTAH

$63,653

VERMONT

$56,829

VIRGINIA

$60,925

WASHINGTON

$66,309

WEST VIRGINIA

$48,183

WISCONSIN

$51,792

WYOMING

$60,985

GUAM

$42,009

N. MARIANA ISLANDS

$28,211

PUERTO RICO

$24,261

VIRGIN ISLANDS

$33,331

Figures for families of two to six people are posted on U.S. Trustee's website (you'll add $9,000 per person for larger families). You can find the new figures by following these steps:

  • Select "Means Testing Information" from the menu on the left of the page.
  • Scroll down to the box entitled "Data Required for Completing the 122A Forms and the 122C Forms."
  • Use the drop-down menu to select "11/1/2019 and after."
  • Click on the "Census Bureau Median Family Income By Family Size" link.

Learn more in Chapter 7 Means Test: Comparing Your Income to the State Median Income.

Effective date: November 1, 2019