The Making Home Affordable programs, except HARP, ended on January 1, 2017. If you’re struggling with your mortgage payment, contact your mortgage company or a housing counselor at 888-995-HOPE (4673) as soon as possible. HARP is set to expire on December 31, 2018.
On June 26, 2014 the Obama administration announced a one-year extension to the Making Home Affordable (MHA) program. You can now apply for the MHA programs through December 2016. There are several programs within MHA, but the most popular is the Home Affordable Modification Program (HAMP), in which homeowners modify their mortgage loans to make them more affordable. But there are other MHA programs that can help homeowners as well.
Below is a list of MHA programs. These now have a December 31, 2016 deadline to apply (except HARP). Click on the link to get details on each program, eligibility criteria, and more.