Errata: Utah Is Not in the Ninth Circuit Court of Appeals

On page 299 of the 18th edition of How to File for Chapter 7 Bankruptcy, we erroneously included Utah in the list of states found in the Ninth Circuit Court of Appeals. In fact, Utah is in the Tenth Circuit Court of Appeals. This means that the additional factors that bankruptcy courts in the Ninth Circuit might consider in determining if a student loan is dischargeable don’t necessarily apply to bankruptcy cases filed in Utah.