What Is a Bankruptcy Filing Fee?

Find out how much you'll need to pay the court to file your bankruptcy paperwork.

A bankruptcy filing fee is an amount that you’ll have to pay when you file your initial paperwork with the court clerk. The fees change periodically. To find out the current cost to file a Chapter 7 or a Chapter 13 case, see Bankruptcy Filing Fees and Costs.

If you plan to file for Chapter 7 bankruptcy, you might qualify for a fee waiver if your income is within 150% of the federal poverty guidelines. To apply, you’ll complete and submit the official fee waiver forms along with your initial bankruptcy petition. The court will notify you if the judge approves your request. A fee waiver isn’t available in a Chapter 13 case.

(You can find out more in Application for Waiver of Chapter 7 Filing Fee.)

If the court finds that you have sufficient income to pay the fees, it might order you to pay the fee in four installments. It’s important to be sure to make all required payments on time. Otherwise, the court might dismiss your bankruptcy filing.

(Learn more in Application to Pay Bankruptcy Filing Fee in Installments.)

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