Do you have bad credit? Learn how to clean up your credit report, improve your credit score, rebuild your credit, choose a reputable credit counseling agency, and avoid common credit repair scams.
Choosing a Credit Counseling Agency
You must take a debtor education course after you file bankruptcy but before you get a discharge in your Chapter 7 or Chapter 13 bankruptcy.
Can I take my soon-to-be ex-spouse's name off our joint checking account?
Find the answer here.
Is Chapter 13 Bankruptcy Better for My Credit Than Chapter 7?
Chapter 13 and Chapter 7 bankruptcy will have the same affect on your credit score. But a lender might look more favorably upon Chapter 13.