The Rollins Law Firm

Open for Business
Offers Video Calls
The Rollins Law Firm

Our Jackson, MS bankruptcy lawyers help people file chapter 7 and chapter 13 to stop foreclosure, garnishment, repossession and collections. Our main office is in Ridgeland, but we serve Hattiesburg, Gulfport, Columbus, and Meridian.

This lawyer is licensed to practice in Mississippi and has no record of discipline from the Mississippi bar association. *

The Rollins Law Firm

The Rollins Law Firm

Open for Business
Offers Video Calls

Our Jackson, MS bankruptcy lawyers help people file chapter 7 and chapter 13 to stop foreclosure, garnishment, repossession and collections. Our main office is in Ridgeland, but we serve Hattiesburg, Gulfport, Columbus, and Meridian.

This lawyer is licensed to practice in Mississippi and has no record of discipline from the Mississippi bar association. *

Firm Overview

Our bankruptcy attorneys have over 10 years of experience filing bankruptcy cases. In fact, we have filed over 1700+ bankruptcy cases during that time. We focus on offering compassionate service to our clients. Our main goal is to eliminate financial stress for our clients. We sometimes file a chapter 7 case to stop a garnishment or eliminate credit cards and medical debt.

Other times we file a chapter 13 case so stop a foreclosure or bring a house current. Chapter 13 can stop a repossession and put you on a payment plan to keep your car. We can usually get a car back if we can get a chapter 13 filed within 10 days of the repossession. We have helped clients in Gulfport get their monthly payments lowered. We have helped people in Laurel catch up their car payments. We have helped clients in Clinton to pay off their back taxes. We helped someone in Meridian catch up past due child support. We can ofter do this while eliminating all unsecured debt like payday loans, credit cards, medical debts and collections. There is no reason to continue living with financial stress.

Keeping your Home and Car in Chapter 7

As long as the mortgage payments are up to date then most people can keep their home and car when the file Chapter 7. You must keep making the monthly payments and the payments will not change.

Keeping your home in Chapter 13
If you are behind on your house payments then you may be worrying about whether the bank will foreclose on you. You need to provide a place for you family to live. Thankfully bankruptcy provides you a way to catch up your payments over time. You no longer need to come up with a lump sum about to catch up your mortgage. As long as you can start making a bankruptcy payment then chapter 13 provides a way to keep your home. Your mortgage and other debts would be consolidated into one monthly bankruptcy payment. The monthly bankruptcy payment is usually much lower that the payments required outside of bankruptcy. At the end of the case the mortgage is up to date, but not paid off. Usually all of the other debt is eliminated at the end of the case except for student loans.

Keeping your Car in Chapter 13
In chapter 13 we will consolidate your car payment with all of your other debts in a monthly chapter 13 plan payment. The good news is that at the end of the case the car will be paid off. Even better, we can oftentimes lower the monthly payment, interest and payoff balance significantly.

Taxes
Most taxes cannot be eliminated in bankruptcy. If you owe income taxes from over three years ago then in may be possible to discharge a portion of what you owe. Chapter 13 would provide you with a way to repay your taxes in a chapter 13 payment plan.

Garnishments
Bankruptcy will stop a garnishment once the bankruptcy case is filed.

How to get a case started:
You need to do a consultation with us prior to hiring. At the consult we will tell you about our firm and go over the process and prices. Once you hire us, we will pull your credit report. We will also need to collect documents from you. We will need pay stubs, bank statements, tax returns and a questionnaire completed. Once you provide these documents we will have the info we need for our bankruptcy lawyers to prepare your case and determine what your best option is.

Once you decide which option is best for you we will schedule a time for you to meet with the attorney and sign your bankruptcy case paperwork. We can usually file your case the same day. Once your case is filed, your creditors must stop attempting to collect from you. They can no longer call, mail or otherwise contact you.

We will be with you through the entire bankruptcy case until you get a discharge. A discharge is an Order that is entered at the end of the case which eliminates your debt. The bankruptcy case will be reported on your credit, but it is possible to rebuild your credit over time. The bankruptcy will affect your credit score for 7-10 years depending on which chapter your file.

We have offices in Ridgeland, Clinton, Hattiesburg, Gulfport, Meridian, Vicksburg and Columbus, MS. We also serve Jackson, Brandon, Madison, Petal, Laurel, Biloxi, D'Iberville, Ocean Springs and Pascagoula. We will accept bankruptcy cases anywhere within the state of Mississippi. We also accept referrals. If you would like a free consultation then please call 601-500-5533.

T.C. Rollins has been practicing bankruptcy for 10 years. He attended Mississippi State University and Mississippi College School of Law. He is currently the State Commander of the Veteran's of Foreign Wars for Mississippi. T.C. finds great satisfaction in helping people eliminate debt and financial stress.

Jennifer Calvillo has been practicing bankruptcy for 8 years. She attended the University of Memphis and Mississippi College School of Law. She is a Partner in the firm and manages the Hattiesburg and Gulfport offices.

Main Office

Ridgeland/Jackson Office
774 Avery Blvd N C
Ridgeland, MS 39157

Phone

(601) 202-5296

Fax

(601) 500-5296

Fees
Free Initial Consultation?

Yes

Services Offered For Fixed Fees?

We offer affordable payment plans for both chapter 7 and chapter 13 bankrutpcy.

Office Information
Office Hours

8:30 - 5:00

Emergency After Hours

Yes

Other Offices
  • Vicksburg Office

    913 Crawford Street
    Vicksburg, MS 39180

  • Hattiesburg Office

    702 W Pine St
    Hattiesburg, MS 39401

  • Gulf Coast Office

    1607 A, 24th Ave
    Gulfport, MS 39501

What distinguishes your law firm from others?

I decided to help people file bankruptcy because I saw how the economic recession was driving people to the brink of financial ruin. My unique educational background in banking and finance along with my law degree gives me a unique perspective when dealing with your creditors. The best part of this job is giving people the opportunity to get a fresh financial start.

Many other bankruptcy firms are focused on being the cheapest options and filing as many cases as possible. These other firms don't take the time to make sure that the client is filing the best chapter for their situation or whether the client needs to file bankruptcy at all. Our mission is to provide the best service to our clients in a compassionate way. We thoroughly review the facts to make sure we give our clients the best advice. If our client doesn't need to file bankruptcy and has a better option available, then we let them know that. We are focused on doing our job correctly. Mistakes in bankruptcy can be costly. It takes time and effort to do this right. We focus on being efficient and responsive for our clients. We make sure we have all of the documents we need prior to moving forward. Sometime this doesn't mesh well with some potential clients who want something done immediately. We don't take shortcuts just to make an extra dollar.

Some firms are focused on filing chapter 13 and will push a client in that direction even if chapter 7 would be a better option. We never do this. We provide our clients with all of their bankruptcy options and make give them a recommendation on which option we think is best for them. We also have affordable payment arrangements for either chapter of bankruptcy.

Many bankruptcy firms are stuck in the dark ages regarding technology. Our firm is the opposite. We can operate virtually. We can file a bankruptcy case without ever meeting face to face with a client. We can collect documents though email or text. Our preferred means of communication is email, but we will communicate by telephone if our client prefers it.

Most law firms in the state only have staffed offices in one city. We have multiple offices that are staffed full time and we can file a case anywhere in Mississippi. We file most of our cases for clients in rural Mississippi. We serve the towns that don't have many options for bankruptcy lawyers. We can file cases in markets like Lucedale, Pascagoula, Picayune, Columbia, Woodville, Pearl, Forrest, Morton, Chunky and Kosciusko.

Our firm takes the time to listen and understand our clients. If you call in, expect for your consolation to mainly be a time for us to listen and truly understand your situation. We understand that people cannot live without their home, car or while being garnished. We want to eliminate this stress for as many people as possible.

Our google review speak for themselves. Our reviews are from real clients and we have review on the google listing for Ridgeland, Clinton, Hattiesburg and Gulfport. Altogether we have hundreds of google reviews and we asked our clients to give honest opinions of our firm. Not all of the reviews are great, but the vast majority are glowing endorsements of our services.

We take steps to make the filing process easier like pulling credit reports (not all firms do) and allowing our clients to submit documents by text. We need your cooperation to get a bankruptcy case filed, but we do want to make the process as easy as possible.

Once your case is filed we will work with you to answer questions and deal with any changes to your circumstances while your case is pending. We have case administrators that will be assigned to you to be your first point of contact and collect information for the attorneys.

The Rollins Law Firm
Thomas Rollins

Thomas Rollins focuses his law practice on Bankruptcy law in Jackson, MS. Thomas we born and raised in Columbus, MS where he attended New Hope HIgh School. After high school, Thomas enlisted in the U.S. Marines and served in the reserves while he attended college at Mississippi State University. While still in college, Thomas was deployed to Iraq to serve in Operation Iraqi Freedom where he was critically injured and subsequently medically retired from the military. Upon obtaining his degree in banking and finance from Mississippi State University, Thomas decided to continue his education at the Mississippi College School of Law. During law school, Thomas was on the Deans List and served as a senator in the Law Student Bar Association. Thomas received the Regions Bank Award for having the highest grade in his Wills and Estates class and he also received the best paper award for his Real Estate Transactions course.

After law school, Thomas immediately entered private practice and focused is time on learning bankruptcy law. He has represented hundreds of consumers in bankruptcy cases. If you are facing financial ruin, call Thomas and ask for a free consultation.

Thomas is married to Jocelyn Rollins and they have a son. They attend Christ United Methodist Church and enjoy music, golf and spending time with family.

License

Bar Number: 103469
Mississippi, 2010

Education

Mississippi State University
Banking and Finance, 2007

Mississippi College School of Law
Law, 2009

The Rollins Law Firm
Thomas Rollins

Thomas Rollins focuses his law practice on Bankruptcy law in Jackson, MS. Thomas we born and raised in Columbus, MS where he attended New Hope HIgh School. After high school, Thomas enlisted in the U.S. Marines and served in the reserves while he attended college at Mississippi State University. While still in college, Thomas was deployed to Iraq to serve in Operation Iraqi Freedom where he was critically injured and subsequently medically retired from the military. Upon obtaining his degree in banking and finance from Mississippi State University, Thomas decided to continue his education at the Mississippi College School of Law. During law school, Thomas was on the Deans List and served as a senator in the Law Student Bar Association. Thomas received the Regions Bank Award for having the highest grade in his Wills and Estates class and he also received the best paper award for his Real Estate Transactions course.

After law school, Thomas immediately entered private practice and focused is time on learning bankruptcy law. He has represented hundreds of consumers in bankruptcy cases. If you are facing financial ruin, call Thomas and ask for a free consultation.

Thomas is married to Jocelyn Rollins and they have a son. They attend Christ United Methodist Church and enjoy music, golf and spending time with family.

License

Bar Number: 103469
Mississippi, 2010

Education

Mississippi State University Banking and Finance, 2007


Mississippi College School of Law Law, 2009


The Rollins Law Firm
Thomas Rollins

The Rollins Law Firm
Thomas Rollins

Firm Overview

Our bankruptcy attorneys have over 10 years of experience filing bankruptcy cases. In fact, we have filed over 1700+ bankruptcy cases during that time. We focus on offering compassionate service to our clients. Our main goal is to eliminate financial stress for our clients. We sometimes file a chapter 7 case to stop a garnishment or eliminate credit cards and medical debt.

Other times we file a chapter 13 case so stop a foreclosure or bring a house current. Chapter 13 can stop a repossession and put you on a payment plan to keep your car. We can usually get a car back if we can get a chapter 13 filed within 10 days of the repossession. We have helped clients in Gulfport get their monthly payments lowered. We have helped people in Laurel catch up their car payments. We have helped clients in Clinton to pay off their back taxes. We helped someone in Meridian catch up past due child support. We can ofter do this while eliminating all unsecured debt like payday loans, credit cards, medical debts and collections. There is no reason to continue living with financial stress.

Keeping your Home and Car in Chapter 7

As long as the mortgage payments are up to date then most people can keep their home and car when the file Chapter 7. You must keep making the monthly payments and the payments will not change.

Keeping your home in Chapter 13
If you are behind on your house payments then you may be worrying about whether the bank will foreclose on you. You need to provide a place for you family to live. Thankfully bankruptcy provides you a way to catch up your payments over time. You no longer need to come up with a lump sum about to catch up your mortgage. As long as you can start making a bankruptcy payment then chapter 13 provides a way to keep your home. Your mortgage and other debts would be consolidated into one monthly bankruptcy payment. The monthly bankruptcy payment is usually much lower that the payments required outside of bankruptcy. At the end of the case the mortgage is up to date, but not paid off. Usually all of the other debt is eliminated at the end of the case except for student loans.

Keeping your Car in Chapter 13
In chapter 13 we will consolidate your car payment with all of your other debts in a monthly chapter 13 plan payment. The good news is that at the end of the case the car will be paid off. Even better, we can oftentimes lower the monthly payment, interest and payoff balance significantly.

Taxes
Most taxes cannot be eliminated in bankruptcy. If you owe income taxes from over three years ago then in may be possible to discharge a portion of what you owe. Chapter 13 would provide you with a way to repay your taxes in a chapter 13 payment plan.

Garnishments
Bankruptcy will stop a garnishment once the bankruptcy case is filed.

How to get a case started:
You need to do a consultation with us prior to hiring. At the consult we will tell you about our firm and go over the process and prices. Once you hire us, we will pull your credit report. We will also need to collect documents from you. We will need pay stubs, bank statements, tax returns and a questionnaire completed. Once you provide these documents we will have the info we need for our bankruptcy lawyers to prepare your case and determine what your best option is.

Once you decide which option is best for you we will schedule a time for you to meet with the attorney and sign your bankruptcy case paperwork. We can usually file your case the same day. Once your case is filed, your creditors must stop attempting to collect from you. They can no longer call, mail or otherwise contact you.

We will be with you through the entire bankruptcy case until you get a discharge. A discharge is an Order that is entered at the end of the case which eliminates your debt. The bankruptcy case will be reported on your credit, but it is possible to rebuild your credit over time. The bankruptcy will affect your credit score for 7-10 years depending on which chapter your file.

We have offices in Ridgeland, Clinton, Hattiesburg, Gulfport, Meridian, Vicksburg and Columbus, MS. We also serve Jackson, Brandon, Madison, Petal, Laurel, Biloxi, D'Iberville, Ocean Springs and Pascagoula. We will accept bankruptcy cases anywhere within the state of Mississippi. We also accept referrals. If you would like a free consultation then please call 601-500-5533.

T.C. Rollins has been practicing bankruptcy for 10 years. He attended Mississippi State University and Mississippi College School of Law. He is currently the State Commander of the Veteran's of Foreign Wars for Mississippi. T.C. finds great satisfaction in helping people eliminate debt and financial stress.

Jennifer Calvillo has been practicing bankruptcy for 8 years. She attended the University of Memphis and Mississippi College School of Law. She is a Partner in the firm and manages the Hattiesburg and Gulfport offices.

Main Office

Ridgeland/Jackson Office
774 Avery Blvd N C
Ridgeland, MS 39157

Phone

(601) 202-5296

Fax

(601) 500-5296

Fees
Free Initial Consultation?

Yes

Services Offered For Fixed Fees?

We offer affordable payment plans for both chapter 7 and chapter 13 bankrutpcy.

Office Information
Office Hours

8:30 - 5:00

Emergency After Hours

Yes

Other Offices
  • Vicksburg Office

    913 Crawford Street
    Vicksburg, MS 39180

  • Hattiesburg Office

    702 W Pine St
    Hattiesburg, MS 39401

  • Gulf Coast Office

    1607 A, 24th Ave
    Gulfport, MS 39501

What distinguishes your law firm from others?

I decided to help people file bankruptcy because I saw how the economic recession was driving people to the brink of financial ruin. My unique educational background in banking and finance along with my law degree gives me a unique perspective when dealing with your creditors. The best part of this job is giving people the opportunity to get a fresh financial start.

Many other bankruptcy firms are focused on being the cheapest options and filing as many cases as possible. These other firms don't take the time to make sure that the client is filing the best chapter for their situation or whether the client needs to file bankruptcy at all. Our mission is to provide the best service to our clients in a compassionate way. We thoroughly review the facts to make sure we give our clients the best advice. If our client doesn't need to file bankruptcy and has a better option available, then we let them know that. We are focused on doing our job correctly. Mistakes in bankruptcy can be costly. It takes time and effort to do this right. We focus on being efficient and responsive for our clients. We make sure we have all of the documents we need prior to moving forward. Sometime this doesn't mesh well with some potential clients who want something done immediately. We don't take shortcuts just to make an extra dollar.

Some firms are focused on filing chapter 13 and will push a client in that direction even if chapter 7 would be a better option. We never do this. We provide our clients with all of their bankruptcy options and make give them a recommendation on which option we think is best for them. We also have affordable payment arrangements for either chapter of bankruptcy.

Many bankruptcy firms are stuck in the dark ages regarding technology. Our firm is the opposite. We can operate virtually. We can file a bankruptcy case without ever meeting face to face with a client. We can collect documents though email or text. Our preferred means of communication is email, but we will communicate by telephone if our client prefers it.

Most law firms in the state only have staffed offices in one city. We have multiple offices that are staffed full time and we can file a case anywhere in Mississippi. We file most of our cases for clients in rural Mississippi. We serve the towns that don't have many options for bankruptcy lawyers. We can file cases in markets like Lucedale, Pascagoula, Picayune, Columbia, Woodville, Pearl, Forrest, Morton, Chunky and Kosciusko.

Our firm takes the time to listen and understand our clients. If you call in, expect for your consolation to mainly be a time for us to listen and truly understand your situation. We understand that people cannot live without their home, car or while being garnished. We want to eliminate this stress for as many people as possible.

Our google review speak for themselves. Our reviews are from real clients and we have review on the google listing for Ridgeland, Clinton, Hattiesburg and Gulfport. Altogether we have hundreds of google reviews and we asked our clients to give honest opinions of our firm. Not all of the reviews are great, but the vast majority are glowing endorsements of our services.

We take steps to make the filing process easier like pulling credit reports (not all firms do) and allowing our clients to submit documents by text. We need your cooperation to get a bankruptcy case filed, but we do want to make the process as easy as possible.

Once your case is filed we will work with you to answer questions and deal with any changes to your circumstances while your case is pending. We have case administrators that will be assigned to you to be your first point of contact and collect information for the attorneys.

The Rollins Law Firm
Thomas Rollins

Thomas Rollins focuses his law practice on Bankruptcy law in Jackson, MS. Thomas we born and raised in Columbus, MS where he attended New Hope HIgh School. After high school, Thomas enlisted in the U.S. Marines and served in the reserves while he attended college at Mississippi State University. While still in college, Thomas was deployed to Iraq to serve in Operation Iraqi Freedom where he was critically injured and subsequently medically retired from the military. Upon obtaining his degree in banking and finance from Mississippi State University, Thomas decided to continue his education at the Mississippi College School of Law. During law school, Thomas was on the Deans List and served as a senator in the Law Student Bar Association. Thomas received the Regions Bank Award for having the highest grade in his Wills and Estates class and he also received the best paper award for his Real Estate Transactions course.

After law school, Thomas immediately entered private practice and focused is time on learning bankruptcy law. He has represented hundreds of consumers in bankruptcy cases. If you are facing financial ruin, call Thomas and ask for a free consultation.

Thomas is married to Jocelyn Rollins and they have a son. They attend Christ United Methodist Church and enjoy music, golf and spending time with family.

License

Bar Number: 103469
Mississippi, 2010

Education

Mississippi State University
Banking and Finance, 2007

Mississippi College School of Law
Law, 2009

The Rollins Law Firm
Thomas Rollins

Thomas Rollins focuses his law practice on Bankruptcy law in Jackson, MS. Thomas we born and raised in Columbus, MS where he attended New Hope HIgh School. After high school, Thomas enlisted in the U.S. Marines and served in the reserves while he attended college at Mississippi State University. While still in college, Thomas was deployed to Iraq to serve in Operation Iraqi Freedom where he was critically injured and subsequently medically retired from the military. Upon obtaining his degree in banking and finance from Mississippi State University, Thomas decided to continue his education at the Mississippi College School of Law. During law school, Thomas was on the Deans List and served as a senator in the Law Student Bar Association. Thomas received the Regions Bank Award for having the highest grade in his Wills and Estates class and he also received the best paper award for his Real Estate Transactions course.

After law school, Thomas immediately entered private practice and focused is time on learning bankruptcy law. He has represented hundreds of consumers in bankruptcy cases. If you are facing financial ruin, call Thomas and ask for a free consultation.

Thomas is married to Jocelyn Rollins and they have a son. They attend Christ United Methodist Church and enjoy music, golf and spending time with family.

License

Bar Number: 103469
Mississippi, 2010

Education

Mississippi State University Banking and Finance, 2007


Mississippi College School of Law Law, 2009


The Rollins Law Firm
Thomas Rollins

The Rollins Law Firm
Thomas Rollins

This lawyer is licensed to practice in Mississippi and has no record of discipline from the Mississippi bar association. *

* Nolo has confirmed that every member attorney has a valid license and is in good standing with the state agency that licenses lawyers. Any past disbarments and suspensions (with possible exceptions for minor violations or nonpayment of dues, in our discretion) will be indicated accordingly in the badge. Member attorneys are required to notify Nolo immediately if they become the subject of any disciplinary action by any state licensing agency.

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This lawyer is licensed to practice in Mississippi and has no record of discipline from the Mississippi bar association. *

* Nolo has confirmed that every member attorney has a valid license and is in good standing with the state agency that licenses lawyers. Any past disbarments and suspensions (with possible exceptions for minor violations or nonpayment of dues, in our discretion) will be indicated accordingly in the badge. Member attorneys are required to notify Nolo immediately if they become the subject of any disciplinary action by any state licensing agency.