Stephen A. Lechter

Stephen A. Lechter

Attleboro, Massachusetts Bankruptcy, Divorce & Personal Injury Lawyer

Firm Overview

Compassionate and Dedicated Attorney Committed to the Attleboro, Massachusetts Community
Attleboro, Massachusetts Bankruptcy, Divorce & Personal Injury Lawyer

During his more than 35 years of experience, attorney Stephen A. Lechter has provided in-depth knowledge and exceptional legal service to individuals and small businesses throughout Attleboro and the surrounding communities of Bristol and Norfolk in Massachusetts. Stephen A. Lechter can help you with:
-Bankruptcy and workout matters
-Personal injury, including auto accidents
-Civil practice
-Civil litigation
-Criminal cases
-Custody disputes
-Family law
-Juvenile and adult criminal trials
-Support matters

Personalized attention and precise advice from an Attleboro attorney
Our goal for the past 35 years has been to provide prompt, personal and professional representation to our clients at their time of crisis or need. We seek to create practical and common sense solutions to solve our clients' legal difficulties and problems. To help minimize the stress and anxiety that comes with having legal problems, we thoroughly analyze your case, clearly discuss our legal strategies with you and effectively resolve your problems, while you focus on getting your life back on track.

Whatever your issue, you can be sure your case is handled skillfully and efficiently, and with respect and care. We are a compassionate law firm that assertively fights for your rights.

Main Office

Main Office
300 North Main Street, P.O. BOX 776
Attleboro MA 2703




Attleboro, Massachusetts Bankruptcy Lawyer

Providing solutions to overwhelming debt
Especially in our poor economy, where jobs are unavailable or pay significantly less than previously, mounting debt can begin to feel unmanageable and overwhelming. Attorney Stephen A. Lechter brings the knowledge and skill he has acquired over 35 years to help you take control of your debt so you can take control of your life.

Negotiators of debt relief options
We research the best means for handling your debt, which is not always bankruptcy. When bankruptcy is not your best option, we step in on your behalf to persuade creditors to lower your debt and accept more reasonable monthly payments.

We negotiate loan workouts on behalf of creditors whose debtors are on the brink of Chapter 11 bankruptcy. As a creditor, you certainly do not want your debtors going into bankruptcy court and petitioning to shed their obligations to you. Likewise, your debtors must understand that bankruptcy is truly a last gasp effort for a business to stay open, and should not be filed until all other options have been exhausted. We design those other options. For more than 35 years, we have developed strategies to work out loan obligations so that both sides emerge better off.

We help our clients explore their options for out-of-court workouts. We work closely with business, financial and accounting consultants to determine whether the debtor has a viable business restructuring alternative to Chapter 11. A loan workout may be a better option than bankruptcy when commercial loans, asset loans, SBA business loans and other debts exist.

Protecting the creditor's interests
Our law firm represents creditors during the business reorganization and loan workout process. While our goal is to work with all parties involved to find a consensual solution, we are fully prepared to fight aggressively for our clients when the situation calls for it.

A key to working through debt issues without going into bankruptcy is convincing the debtor to commit to a business restructuring plan. We have the legal knowledge and business acumen to do so, and attorney Lechter will protect your interests throughout the process.

Extensive experience with debt analysis
We truly listen to your needs and thoroughly analyze your case to determine if bankruptcy offers the most effective way to ease your financial burden. We review your debts, income and expenses, and explain the ultimate impact bankruptcy would have on your family, business, home and future credit. We answer all your questions about the bankruptcy process and the outcomes you should expect. Our compassionate approach to dealing with bankruptcy leaves no surprises.

Reprieve through automatic stay
Creditors' aggressive collection methods unfairly compound the stress of escalating debt. You can put an end to the constant harassing phone calls and letters meant to intimidate you into paying debts you cannot afford. As soon as you file for bankruptcy, creditors must immediately stop all collection efforts - including those distressing letters and phone calls. Your attorneys then deal with your creditors so you can regain your peace of mind.

Your bankruptcy options in Massachusetts
Chapter 7 bankruptcy
Chapter 7 bankruptcy is available to individuals and businesses looking to quickly and simply resolve their debts. Provided you pass the court's means test, Chapter 7 bankruptcy grants you relief from debts through the liquidation of your assets. Because many household and personal items are exempt, you can make a fresh start with limited disruption to your life.

Chapter 11 bankruptcy
If you own a business, Chapter 11 bankruptcy permits your business to continue operating while you pay creditors under a reorganization plan. The Chapter 11 option helps you escape debt without losing the business you struggled so hard to build.

Chapter 13 bankruptcy
Chapter 13 bankruptcy enables you to stop your lenders from foreclosing on your home. If you and your spouse have substantial incomes, but a sudden illness, job loss or another unexpected circumstance has interfered with your ability to pay your bills, Chapter 13 bankruptcy permits you to pay debts over time in smaller amounts.

Stephen A. Lechter

Stephen A. Lechter

Practice areas
-Personal injury
-Family law
-Workout matters
-Civil trials
-Criminal trials

-Massachusetts and U.S. District Court, District of Massachusetts, 1975
Florida, 1976

-University of Miami, J.D.

Associations & memberships
-Boston, Bristol County and Attleboro District Bar Associations (Member, Board of Directors, 1981 - 1982; President, 1986 - 1987)
-Massachusetts Bar Association
-Attleboro Bar Association
-Past President - Attleboro Bar Association
-10 year member - Bristol County Bar Association Executive Board

Biographical details
-Bristol County Probate & Family Court certified councilor
-Hearing Officer for Board of Bar Overseers for six years.