A Premier law firm specializing in advising and representing community associations - the counsel that every community needs.

Firm Overview

Lawyers at NowackHoward are among the most experienced attorneys in the United States focusing on this specialized area of the law. Led by attorneys withunmatched experience in this field and driven by a passion for protecting the rights and improving the operations of these associations, there is simply no other firm with greater depth of expertise or commitment to their clients.

They practice in the following areas of law:
-General Counsel
-Governing Document Interpretation, Amendments, and Restatements
-Covenant and Rule Enforcement
-Assessment Collection
-Lien Foreclosure
-Association Meetings and Parliamentary Guidance
-Insurance Claims, Coverage and Defense
-Contract Review, Negotiation, and Disputes
-Fair Housing Act Claims
-General Litigation
-Owner Dispute Resolution
-Developer Transition and Disputes
-Construction Defect Claims
-Zoning Appeals
-Property Tax Appeals
-Board and Manager Education
-Condominium Association Law
- Homeowners Association Law
-Post Judgment Collections
-Secured Collections
-Real Estate
-Community Association Law
-Common Interest Community Law
-Condominium Law
- Planned Unit Development Law
-Zoning, Planning and Land Use
-HOA Law
-Condo Law

Main Office

Main Office
Resurgens Plaza, Suite 1250
945 East Paces Ferry Road, NE
Atlanta, GA 30326


(770) 863-8900

Real Estate


Julie McGhee Howard, Co-Founder & Managing Partner


Julie has extensive experience advising community associations through every-day issues, document amendments, contract review and negotiation, covenant enforcement, Fair Housing Act claims, insurance defense, collections, and bankruptcy cases. Julie also regularly assists Boards of Directors with parliamentary procedure for annual and special meetings and enjoys keeping Boards up-to-date on community association law hot topics and trends. Since 1998, Julie has been a licensed instructor for the Georgia Real Estate Commission, teaching the Community Association Managers' Pre-License Course and continuing education courses to Georgia's community association managers throughout each year.

Julie has earned the AV Preeminent rating from Martindale-Hubbell, the legal profession's most prestigious rating service. This top rating is shared by an elite group of just eight percent of all attorneys. Julie has also been designated a Super Lawyer by her peers.

To contact Julie call 770-863-8903 or email her at

George E. Nowack, Jr., Co-Founder


George Nowack has dedicated his entire legal career to representing community associations. He is also a nationally recognized expert on community association insurance issues, especially Director's & Officer's claims and coverage for theft of community association funds. George has assisted three national insurance companies in drafting their D&O policies and has been appointed panel counsel for multiple insurance companies that specialize in writing for D&O policies.

He is also an expert on Fair Housing Law and has successfully defended 67 associations in Fair Housing Act claims, more than any other attorney in the country.

George is also a prolific writer on community association law. With more than 500 articles used in seminars and workshops, George has also written weekly columns on community association issues for the Atlanta Journal & Constitution and the Gainesville Times, as well as publishing articles in Common Ground, Real Property & Probate, the Atlanta Business Chronicle, The Newsletter of the Independent Insurance Agents of Georgia, and other publications. George has been quoted in the New York Times and the Wall Street Journal and has been the featured guest on local and nationally syndicated radio shows.

George and NowackHoward have both earned the AV Preeminent rating from Martindale-Hubbell, the legal profession's most prestigious rating service. This top rating is shared by an elite group of just eight percent of all attorneys. George has also been repeatedly designated a Super Lawyer by his peers since 2000.

To contact George call 770-863-8902 or email him at

Rebecca F. Drube, Partner


Rebecca Drube counsels community associations, condominium and homeowner association boards of directors. She counsels community associations when transitioning from developer to owner control and regarding day-to-day legal issues, such as review of contracts and drafting and amending their legal documents. Rebecca also helps association board members understand their roles as they relate to such responsibilities as covenant violations, major or repair contracts, and government compliance.

In addition, she also handles commercial loan closings on behalf of both lender and community association clients.

To contact Rebecca call 770-863-8905 or email her at

Bill Gourley, Partner


Bill defends associations, boards of directors and property managers against breach of fiduciary duty and professional liability claims, breach of contract actions, tort claims, fair housing and discrimination complaints, condemnation actions and other corporate and real estate disputes. Bill has extensive experience defending complex, multi-party lawsuits involving allegations of water intrusion, structural deflection and mold. Bill also has experience representing associations in covenant enforcement actions against property owners. He has over a decade of experience in community association law and his wide-ranging practice focuses on both general counseling and litigation.

Bill's litigation experience and time in the courtroom helps him provide valuable guidance to his clients on corporate governance matters, operational issues and best practices, including contract negotiation, zoning requests, and real estate matters.

To contact Bill call 770-863-8907 or email him at

Jason LoMonaco, Partner


An accomplished attorney, Jason has extensive civil litigation experience in matters related to real estate, non-profit corporations and community associations ranging from the enforcement, interpretation and application of covenants and easements to property damage and title claims, to corporate fiduciary and governance disputes. Having earned the esteem of his colleagues, Jason has been asked to serve as an expert witness, mediator and a receiver in community association lawsuits. Jason has also been approached by members of the judiciary to serve as a special master in complex community association litigation. Jason defends community associations and managers throughout Georgia as panel counsel for several major director and officer and general liability insurance companies.

To contact Jason call 770-863-8904 or email him at

Victoria Baggett, Associate


Victoria Baggett works with community associations advising clients on ways to maximize legal recovery and/or avoid liability exposure. With specialized experience in creditors' rights and recoveries, Victoria brings a unique perspective to recovering delinquent assessments for community associations. Before joining NowackHoward, Victoria was an associate attorney in the Bankruptcy Department of Rubin Lublin, LLC. She focused on creditors' rights in bankruptcy, including Chapters 7, 11 and 13.

To contact Victoria call 770-863-8930 or send an email to

Melinda K. Banks, Associate


Melinda K. Banks serves as general counsel to condominium and homeowner association boards of directors. She advises boards of directors and property managers on the day-to-day legal issues, management and operational aspects of governing their communities. Melinda's practice also includes drafting, interpreting and amending association legal documents, transitioning from developer to owner control, helping associations prepare for and run efficient meetings, enforcement of association covenants, and reviewing contracts. Melinda has helped numerous associations navigate and resolve covenant, easement, and zoning issues in their communities and with neighbors. She also represents community associations in alternative dispute resolution, litigation, and foreclosure matters.

To contact Melinda call 770-863-8909 or email her at

Megan Elaine Harsh


Megan Harsh is an associate with the firm handling general counsel, litigation and collections for homeowner and condominium associations throughout Georgia. Megan began her legal career representing clients in Chapter 7 and 13 bankruptcy. Before joining NowackHoward, Megan's practice was devoted to counselling clients on tax enforcement and collection matters with the IRS and Georgia Departments of Revenue and Labor. Megan's litigation and bankruptcy experience enables her to practically and effectively advise community association boards of directors in every day corporate and litigation issues.

To contact Megan call 770-863-8906 or email her at

Vicky Sand, Associate


Vicky specializes in collection of delinquent assessments, advising clients on ways to maximize recovery. Vicky has collected hundreds of thousands of dollars for her community association clients. Prior to working with community associations, Vicky worked in foreclosure litigation with experience in foreclosures, evictions, and creditors' rights and recoveries. Drawing on that specialized experience in creditors' rights and recoveries, Vicky brings a unique perspective to maximizing the recovery of collection debts for community associations.

To contact Vicky call 770-863-8908 or email her at