Firm Overview

We represent debtors and creditors in Chapter 7, 11 and 13 cases.

Main Office

Main Office
46 West Main st
Maple shade, NJ 08052


(856) 482-5544


(856) 482-5511


McDowell Legal


Free Initial Consultation?


Services Offered For Fixed Fees?


Office Information

Emergency After Hours



We help people get a fresh start in Chapter 7, 13 and 11 cases in New Jersey and Pennsylvania. We go the extra mile to help our clients. We have a great deal of experience and we are caring, attentive lawyers.

Full service regional law firm experienced in bankruptcy law, litigation, real estate, land use, wills, trusts, estates, and more.


How did your firm decide on the primary area of practice(s)?

We believe that our clients deserve to be treated with dignity and respect, no matter how large or how small their matters are. We have a great deal of experience in the areas in which we practice, but we are most proud of the relationships we have made with our clients. Our primary goal is to complete our clients' cases to their complete satisfaction.

What distinguishes your law firm from others?

We truly care about our clients. To us, the law is a noble profession that gives us the opportunity to make our clients' lives better in a multitude of ways.

Ellen McDowell

McDowell Law, PC

ELLEN M. McDOWELL is admitted to practice in New Jersey and Pennsylvania. She graduated from Rutgers University Law School Camden cum laude in 1988 with a Tax Honors Certificate. Ms. McDowell has lectured on bankruptcy for the New Jersey Institute for Continuing Legal Education and the Pennsylvania Bar Institute and has written regular articles on bankruptcy topics for various publications. Since 1989 she has practiced extensively in Bankruptcy Courts in New Jersey and Pennsylvania in Chapter 11, 13 and 7 cases. She has also represented many banks and Fortune 500 companies in bankruptcies filed in six different jurisdictions. In 1997, Ms. McDowell co-founded Whittlesey McDowell & Holtz, a general practice law firm with offices in Maple Shade and Moorestown, New Jersey which is now known as McDowell Law PC.

Thomas Egner

McDowell Law, PC

I have been successfully handling consumer bankruptcy cases in South Jersey and Eastern Pennsylvania for over 18 years. Prior to entering the arena of bankruptcy, my legal background centered on personal injury and municipal court.

In 1982 after graduating Upper Dublin High School in Montgomery County Pennsylvania, I spent two years at Ursinus College as a Biology major. Following my sophomore year in college I had the opportunity to spend the summer in Israel on an Archeological Dig in Israel. The results are summarized in the book, Khirbet Nisya, The Search for Biblical Ai 1979-2002.

My junior and senior years in college were spent as a Religion major at Temple University where I graduated summa cum laude. Not wanting to waste my religious training, I decided on a legal career and entered Delaware Law School in 1987 which would become Widener Law by graduation in 1990. I especially enjoyed the association with Widener since my grandfather graduated Pennsylvania Military College (now Widener University). After graduation I practiced personal injury as well as criminal law and even spent time in the insurance and securities industry.

I was married September 4th 2004 in Ocean City to my wife Christina. Christina runs an online business from our home. I have three girls, Ashley(22), Emily(11) & Lillian(6). Emily has a rare condition initially labeled as chromosome 17q21.31 micro deletion syndrome now known as Koolen deVries syndrome. In 2009, our family hosted the first C17 gathering of families with children having this condition, including Dr. David Koolen and Dr. Bert deVries from Holland. Emily was granted her wish to go to Disneyworld last year by the Make-A-Wish Foundation of New Jersey. We share our families story at

I have strong ties to the Philadelphia area going back to the mid-1800s. My great grandfather and grandfather owned and operated H. Swoboda & Son until the 1950s. Their factory was located in North Philadelphia and supplied horse hide to A.G. Spalding & A.J. Reach. Thomas Shibe & George Reach were guests in my great grandfather’s box at the 1915 World Series in Philadelphia. My father is a graduate of John Bartram High School in southwest Philadelphia and the University of Pennsylvania. My mother graduated from the Stevens School in Germantown (was a classmate of Grace Kelly) and Penn State University. Both worked at the Bell Telephone Company of Pennsylvania and are currently retired.

I had the opportunity to join the firm of McDowell Posternock Apell & Detrick PC in November 2014 where I had the pleasure of working for Ellen McDowell.

I am proud to say that in January of 2018, I was invited to join Ellen McDowell’s new firm here at McDowell Law, PC. Here, I will continue to dedicate my practice of serving the great South Jersey and Philadelphia communities with their consumer bankruptcy needs.

Daniel Reinganum

McDowell Law, PC

DANIEL L. REINGANUM concentrates in the practice of bankruptcy law and regularly represents Chapter 7 and Chapter 13 debtors in the District of New Jersey and the Eastern District of Pennsylvania. He also regularly represents small commercial mortgage lenders in bankruptcy matters and has further concentrated in the representation of Chapter 7 Trustees in bankruptcy court. Daniel earned a B.A. in Physics from Swarthmore College and a J.D. from Rutgers University Law School.

Leonard Wizmur

McDowell Law, PC

Len Wizmur was born in Budapest, Hungary and grew up in the Bronx and Long Island, New York. After graduating high school, Len attended Tulane University and then transferred to the City College of New York, from which he graduated, with honors, in 1971. Len received his Juris Doctor Degree from Rutgers University Law School in Camden, New Jersey.

Len began his professional career in Bridgeton, New Jersey, assisting the Cumberland County Solicitor in Municipal Law matters. He then relocated to Camden and joined the law firm of Stransky and Weinberg, P.A., a general practice law firm, with an emphasis on worker’s compensation and personal injury matters. He then went on to form his own general practice law firm, eventually limiting his practice to the representation of debtors and creditors in bankruptcy related matters.

Len is admitted to practice in the State of New Jersey, U.S. District Court for the District of New Jersey and the Third Circuit Court of Appeals. During his career, he has served as President of Burlington Bar Association and as a Trustee on the Board of Trustees of the NJ State Bar Association and the Burlington County Bar Foundation.

He has participated as a Barrister in the New Jersey Bankruptcy Inns of Court, has served as a member of the Lawyers Advisory Committee to the Bankruptcy Court for the District of New Jersey and has been selected to serve as a Mediator in the Bankruptcy Court Mandatory Mediation Program for the District of New Jersey.

Len is a member of the New Jersey State Bar Association, the Burlington and Camden County Bar Associations, and the National Association of Consumer Bankruptcy Attorneys.

In 1999, Len was named Attorney of the Year for Burlington County by the New Jersey State Commission on Professionalism.

Rachael Brekke

McDowell Law, PC

RACHAEL B. BREKKE graduated with a joint JD and MBA from Rutgers University School of Law in Camden. After law school, she clerked for the Honorable Mary Eva Colalillo, P.J.Ch., in the Chancery Division of the Superior Court of New Jersey in Camden. Following her clerkship, Ms. Brekke worked as a Policy and Regulatory Advisor at the NJ Board of Public Utilities. Ms. Brekke’s practice at McDowell Law consists of representing clients in commercial litigation, contract and business law, and wills, trusts and estate planning. She also practices in the areas of municipal land use and real estate transactions.
Ms. Brekke serves on the Board of Trustees for the Camden County Bar Association and is the Vice President of the Camden County Bar Foundation and Co-Chair of the Public Benefits Committee. She was the Young Lawyer Trustee for the Camden County Bar Association in 2013-2014.

Beyond the bar association, Ms. Brekke serves in a number of other roles for local charitable organizations. She is a member of Big Brother Big Sister and treasures her time mentoring her 10yr old Little Sister Taniyah. Ms. Brekke serves on the Board of Directors for the Cathedral Kitchen, the largest emergency food provider in Camden. Most recently, she has been appointed to serve on the Board for Jewish Senior Housing and Health Services, an organization that serves our seniors and provides the utmost care for our loved ones in Camden County.

Bar Admissions
New Jersey – 2011
U.S. District Court for the District of New Jersey

Rutgers University School of Law – Camden, NJ
J.D. – 2011, M.B.A. – 2011
American University – Washington, D.C.
B.S. – Finance and Management

Professional Associations and Memberships:
New Jersey State Bar Association
Camden County Bar Association

Community Involvement:
Camden County Bar Foundation
Cathedral Kitchen
Big Brother Big Sister
Jewish Senior Housing and Health Services

Lauren Talty

McDowell Law, PC

Lauren A. Talty earned her law degree from Rutgers University School of Law in Camden, New Jersey. Upon graduation from law school, she clerked for the Honorable Anne McDonnell, P.J. Civ. in the civil division in the Superior Court of New Jersey. Following her clerkship, Ms. Talty worked in-house as Associate Counsel for a national hospitality management company located in Philadelphia, Pennsylvania. As Associate Counsel, she formed entities and drafted organizational documents, drafted and negotiated property management agreements, reviewed franchise agreements, obtained liquor licenses for various business entities, and assisted in the purchase and acquisition of real estate across the country.

Ms. Talty joined McDowell Law, PC in February 2018 and plans to focus her practice on business law, contract law, real estate, collections, and wills, trust, and estates.

Bar Admissions

New Jersey, 2008

Pennsylvania, 2009


Rutgers School of Law, Camden, New Jersey

J.D. – 2008

Ursinus College, cum laude, Collegeville, Pennsylvania

B.A. – 2004 Dual Major Business Administration and Communication Studies

Professional Associations and Memberships

Burlington County Bar Association

* Nolo has confirmed that every member attorney has a valid license and is in good standing with the state agency that licenses lawyers. Any past disbarments and suspensions (with possible exceptions for minor violations or nonpayment of dues, in our discretion) will be indicated accordingly in the badge. Member attorneys are required to notify Nolo immediately if they become the subject of any disciplinary action by any state licensing agency.