McArdle Law & Associates, PLLC

McArdle Law & Associates, PLLC

McArdle Law is a small family firm with 3 practicing attorneys, including a Principal with 35 years of experience and two up and coming young Associates. McArdle Law has been at the forefront of consumer foreclosure litigation for the past 5-6 years

Firm Overview

Main Office

McArdle Law & Associates, PLLC
280 Merrimack St #310
Lawrence MA 01843


(978) 681-5150


(978) 681-5152


McArdle Law


Free Initial Consultation?


Services Offered For Fixed Fees?

We customize our fee structure to meet the needs of our Clients facing foreclosure and eviction from their homes.

Office Information

Office Hours

Monday - Friday 8:30-5:30, Available on Saturday and Sunday

Office Manager

Lindsey McArdle

Emergency After Hours


Languages Spoken

English, Spanish(Attorney with decent communication skills and on call translator)

Other Offices

Satellite Office in Salem, MA


Consumer Foreclosure Defense Team

Our office specialty is defending against wrongful foreclosure and the often fraudulent or deceptive practices of large national banks and their mortgage servicers attempting to take your home. We assist homeowners in both keeping their homes and obtaining alternatives to foreclosure, whether that's in challenges to title prior to foreclosure or defending against summary process eviction actions post-foreclosure by asserting challenges to the often defective title history and/or certain challenges to the foreclosing entities standing to foreclose, all in efforts to invalidate the foreclosure and help you maintain possession and superior title to your home.

We have practiced real estate law with offices in Marblehead and Salem continuously since 1981, recently moving our office to Lawrence about 5 years ago where our family is spearheading a growing non-profit organization serving the youth of Lawrence. Our office has been at the forefront in not only challenging the deceptive and unfair lending practices of mortgage originators and their mortgage servicers, which have caused extraordinary levels of default, followed by foreclosure and evictions, displacing families from their home, but have the knowledge, capabilities and resources to fully litigate these matters up and through any necessary appeal.

These foreclosing banks and servicers have experienced attorneys working with them to foreclose on your home and protect them from the often insufficient documentation necessary to authorize a valid foreclosure. We want to provide you with the same level of legal protections and work together to defeat the claims of these banks and reason we promote affordable legal options for homeowners facing similar hardships. The specialized knowledge that allows our firm to fight these banks, affords homeowners opportunities including settlement, extending the right to remain in your home even after a foreclosure, affordable modification of your loan or in rare circumstances, completely nullifying your mortgage.

Most homeowners do not realize the rights that they have and simply walk away when facing foreclosure. Do not miss your right to challenge the fraudulent practices of many of these national banks over the last decade. More often than not there are serious defects in the title history of your mortgage loan, which, if challenged, deny banks the right to validly foreclose on your home.

If you would like to know more about this likely last opportunity you will have to fight for your right to stay in your home and reassert your title by challenging the validity of the foreclosure, please contact our office and we will meet with you at the earliest time convenient and evaluate your case at no charge and explain our services and how we may assist you.

How did your firm decide on the primary area of practice(s)?

Foreclosure became and area of specialty following a wrongful foreclosure of one of our Clients. We took on the challenge of learning this area of the law to help this struggling homeowner who could not afford legal representation otherwise. Once you take on a case like this, learn the intricacies, learn how complicated and convoluted this area of the law is, and realize how badly the large banking institutions have taken advantage of unknowing homeowners and our country's consumer homeowner market as a whole, it becomes somewhat personal and a hefty and honorable challenge that we have been happy to undertake. More than 95% of homeowners facing default and/or foreclosure walk away, not understanding the rights they hold as a Massachusetts homeowner and the often defective title that the purported foreclosing entity has because of the sloppy and fraudulent practices undertaken to make unimaginable profits through the sale of mortgage on the secondary market.

What experience or education distinguishes your lawyers from others?

There's no type of education that could truly prepare you for this area of the law. Taking the challenge head on, doing thousands of hours of research and constantly challenging and litigating against the major players in the banking industry is the only education that matters. Every attorney/office/firm representing these banks in attempting to take your home, knows us by name and that carries a certain leverage as those same firms understand that we will take each and every case to the highest platform and rigorously defend our clients with a complete and advanced understanding of the components of foreclosure law.

What distinguishes your law firm from others?

McArdle Law prides itself on balancing the inequities of a system that is geared toward the powerful and wealthy, who often time use that power and corresponding reach to conceal the truth, disguise fraud and intimidate those who lack the same resources and/or are unaware of certain rights they hold. Our firm has a competitive drive that stems from a long history of athletics and social justice initiatives.

Michael McArdle

McArdle Law & Associates, PLLC


Developed practice of law in real estate conveyancing, civil litigation, will and trusts, probate, domestic relations, with a civil litigation concentration in employment law/discrimination for representing employees. Represents lenders in residential real estate transactions, represents individuals in domestic relations matters, in estate planning and probate of estate matters, and in civil litigation before all courts in the Commonwealth of Massachusetts Title agent affiliated with Stewart Title Guarantee Company and a licensed real estate broker.

1972-1974 - Salem High School, Salem, Massachusetts, High School Teacher and Coach

1969-1971 - Tantasque Regional High School, Sturbridge, Massachusetts High School, Teacher and Coach

Member of Massachusetts Bar Association (MBA), Massachusetts Employment Lawyers Association (MELA), Essex Bar Association, Massachusetts Real Estate Bar Association (REBA),

Born and raised in large extended family in Millbury, MA. Attended Millbury Public schools. Graduated valedictorian of Millbury High School class. Married, Ellen J. Worrall in 1975 in Aspen, Colorado where we lied from 19741977. Children, Stephanie, Age 37, (Graduate of University of Michigan, scholarship soccer player and co-captain), Executive Director of non-profit organization, Beyond Soccer; Luke, Age 35 (co-captain and 2x Team MVP of Georgetown Univ. Football Team) former arena professional football player and new Attorney at McArdle Law, and Lindsey, Age 32 (Graduate of Boston College, scholarship soccer player and co-captain, Sr. year), graduate of the Le Cordon Bleu College of Culinary Arts in Chicago and now Health & Wellness Director of Beyond Soccer.


Bar Number: 326580
Massachusetts, 1980


Suffolk University Law School, Boston, Massachusetts
J.D. Cum Laude, 1980

University of Massachusetts at Amherst
M.A. History for Teachers; B.A. History, Cum Laude, 1972

Lucas McArdle

McArdle Law & Associates, PLLC

Born in Boston, MA. Grew up on the North Shore. Went to Masconomet Regional High School and did a Post Graduate Year at Phillips Andover Academy. Multi-Sport athlete in Basketball, Football, Baseball and Track. Chose to concentrate on football and accepted an offer to play at Georgetown University. Continued to play football professionally for 8 years, including time in Chicago, Alabama, St. Louis, Dallas and Omaha. Spent time working in the off-season in sports marketing, personal training and as a juvenile detention officer/mentor. Worked as a para-legal through law school between 2012-2015, focusing on the intricacies of foreclosure defense, employment law and general practice fields. Sworn in to practice law in November 2015.


Georgetown University - Washington DC
BS in Sociology, 2004

Massachusetts School of Law
Juris Doctor, 2015

Morgan Russell

McArdle Law & Associates, PLLC

* Nolo has confirmed that every member attorney has a valid license and is in good standing with the state agency that licenses lawyers. Any past disbarments and suspensions (with possible exceptions for minor violations or nonpayment of dues, in our discretion) will be indicated accordingly in the badge. Member attorneys are required to notify Nolo immediately if they become the subject of any disciplinary action by any state licensing agency.