The SJK Law Firm

The SJK Law Firm

Our firm represents clients filing Consumer Bankruptcy. We offer zero down filing options and flexible hours to ensure this process is as stress-free and easy as possible.

Firm Overview

The SJK Law Firm offers compassionate, understanding, and experienced legal representation for Chapter 7 and Chapter 13 bankruptcy cases. At our firm, we have developed a variety of solutions to help clients file bankruptcy and sort out their financial problems quickly and painlessly, including options with as little as ZERO down.

We have a team of the very best bankruptcy experts at The SJK Law Firm. Call to schedule a FREE consultation today and see how our team of bankruptcy attorneys can help you move on to the next chapter of your financial life.

Main Office

Main Office
5353 Fairington Rd Ste C
Lithonia GA 30038


(770) 800-0440


(770) 800-0494


The SJK Law Firm


Free Initial Consultation?


Services Offered For Fixed Fees?

Chapter 7 Bankruptcy Options

Office Information

Office Hours

Monday - Friday 8:00 am - 9:00 pm and Saturday 9:00 am - 6:00 pm

Office Manager

William C. Eakin

Emergency After Hours



The SJK Law Firm specializes in Consumer Bankruptcy. We can help our clients eliminate debt and have options from as little as zero down. Our goal is to make the process as easy and stress-free as possible.

Often, clients have multiple debts of different types because they have been struggling to pay anything due to deteriorating financial circumstances. Bankruptcy is their only option, but the question is which kind of filing do they need?

Chapter 7 bankruptcy is often called clean-slate, fresh-start, or liquidation bankruptcy because debtors can erase all their unsecured debts without losing major items that are essential for living, like their homes and cars.

Chapter 13 bankruptcy, also known as debt reorganization, is the ideal option for people who have a good income and own valuable property that isn't covered by the bankruptcy exemptions that are applicable in Georgia.

This type of bankruptcy is a great option for residents who are in arrears with secured debt payments like mortgages. It is also a very effective way to stop home foreclosures, reinstate mortgages, and remove junior mortgages in Georgia.

Stanley J. Kakol Jr.

The SJK Law Firm

I have practiced consumer bankruptcy law since 1988 when I joined one of the largest bankruptcy law firms in the United States. The specialized legal training that such a volume-oriented law firm can offer is second to none. However, over the years, I learned that compassion and outstanding client service are paramount in building a successful bankruptcy law practice.

In any organization, the tenor and philosophy flow from the top. Such is the case with my consumer bankruptcy practice. Yes, at one time or another, I have fallen on my face. Hard. Yet I have always gotten back up, brushed myself off, and marched forward. I thoroughly understand the difficulties that my clients face.

I do not take "no" for an answer. Look up the words "persistence" and "tenacity" in the dictionary and my picture will be nearby. I graduated from the University of Virginia School of Law, which is consistently ranked as one of the top-ten law schools n the country. However, my route to Virginia Law was far from traditional, having been turned down by the U.Va. several times before finally gaining admittance. When I set a goal, I achieve it, whether personally or on behalf of my clients.

My clients come to me at a time of great need in their lives. Hardly anyone plans to find their home on the foreclosure auction blocks, their car set for repossession, or their wages garnished. Everyone in my law firm understands the pain that these events can cause. We are there to help out with unsurpassed legal expertise, decades of experience, and lots of understanding and compassion.

Over the years, I have stood up to greedy mortgage companies and helped thousands of deserving families keep their homes. I have stopped thousands of repossessions and garnishments. I have helped thousands of folks completely rebuild their finances.

I attack difficult bankruptcy cases that other lawyers are afraid to handle.