Caring and Compassionate Legal Services
If you're ready to seek the personal attention of a Largo, MD, lawyer, then Joy P. Robinson, PC would like to speak with you. Our firm attained the Maryland State Bar in 1990, and ever since we've been striving to help area residents protect their rights. Our practice offers a free initial consultation and is locally based, so setting up a meeting with us should never be too challenging.
We offer payment plan options, and our practice employs paralegals in order to keep the cost of routine work as low as possible. Our clients contact us for help regarding:
-Bankruptcy Chapter 7, 11, and 13
-Deed in Lieu
-Foreclosure Defense (Including Mediation)
-Real Estate Law Questions
-Issues Handling an Estate
Joy P. Robinson, PC is available to confer with clients Monday - Friday, 10am - 6pm, or Saturday - Sunday, by appointment only.
We're here when you want to put your questions in front of a Largo, MD, lawyer that wants to help. Reach out to us soon, and we'll help you conduct a full review of the difficulties that your case might present.
9701 Apollo Dr #393
Upper Marlboro MD 20774
Paying down your debts may appear to be an impossible task, but you can turn to a hard-working Largo, MD, bankruptcy attorney for some help.
Joy P. Robinson, PC is a locally based legal practice that offers support for clients as they try to petition the court for relief, negotiate with debt holders, and cope with the terms of any ruling that might come out of the case.
CHAPTER 7 LIQUIDATION BANKRUPTCY:
In a liquidation, or Chapter 7 bankruptcy, a court will order the sale of your nonexempt property. The proceeds are distributed among your creditors based on priorities set by statutes. At the end of the process, all unpaid debts are released, and creditors are prohibited from seeking to collect more. Chapter 7 is the most common form of bankruptcy because it allows you to retain certain exempt property, such as:
-Medical devices and health aids
-Automobiles and home residences (up to a certain value)
Other property such as bank accounts, investments, stocks, bonds, collectibles, and second cars and homes are generally not exempt from liquidation proceedings.
CHAPTER 13 REORGANIZATION BANKRUPTCY:
If you want to keep nonexempt property, or if you have other reasons for not filing Chapter 7 bankruptcy, you can file for a reorganization bankruptcy under Chapter 13. This option allows you to repay debts pursuant to a court-sanctioned repayment plan. Instead of dealing with individual creditors, you can make a single monthly payment to the bankruptcy trustee. Eligibility is based on your income and levels of secured and unsecured debt. Generally, a repayment plan is between three and five years long. Furthermore, a repayment plan will usually require all secured and priority debts, such as mortgages, car loans, and liens, to be repaid in full. Unsecured debt, such as credit card debt, student loans, medical bills, and personal loans, are repaid on a pro rata basis with any funds not already applied toward secured debt.
JOY P. ROBINSON, PC HELPS YOU FIND RELIEF:
The people we represent prefer to work with us because:
-Our practice is based locally.
-We work hard to see that your rights are protected.
-Our firm provides personalized advice for each case.
At Joy P. Robinson, PC, we're available on a flexible basis to handle appointments, so you can quickly set up a consultation time that's convenient for you. We also offer payment options in order to make it easier for you to simply focus on their bankruptcy filing. Having a Largo, MD, bankruptcy attorney take a look at your situation may be a solid first step to getting relief from debt, so contact us now to start the process.
Attorney Joy Robinson has over 19 years of experience as a real estate attorney and has concluded literally thousands of real estate transactions. Joy P. Robinson, is the principal attorney of the Firm and was born in Jamaica and migrated to the United States in 1968. She graduated from Stony Brook University in 1979 and moved to the Washington DC area with her family, where she worked with disadvantaged youths, providing mentoring, tutoring and other social services.
While raising her son Michael and brother Dwayne, Joy attended Georgetown University Law School where she graduated in 1988. After earning her law degree, Ms. Robinson immediately plunged into the private practice of real estate where over the years she has handled every aspect of real estate law and the title process, gaining particular expertise in residential and commercial purchase and refinance transactions.
As a result of her strong client relationship skills, commitment to meeting their needs and dedication to excellence Ms. Robinson has built a valued network which she uses to assist her clients. Ms. Robinson is admitted to the Maryland Bar Association.
-Consumer Loan Modification
-Short Sale Notification
-Deed in Lieu of Foreclosure
-Immigration and Naturalization
Georgetown University, J.D.
State University of New York at Stony Brook, B.A.
-Admitted in 1990, Maryland
-U.S. District Court, District of Maryland
-U.S. District Court for the District of Columbia
HOBBIES AND INTERESTS:
Music, Dancing, Soccer, Basketball