Mr. Jacobs is a member of: the National Association of Consumer Bankruptcy Attorneys, the Bankruptcy Law Network , the Sacramento Valley Bankruptcy Forum, the Butte County Bar Association and Money Health Central.
Jacobs, Anderson, Potter and Chaplin is a law firm located in Chico, California comprised of four attorneys who practice general civil law. The attorneys' practice areas include bankruptcy, business formation and litigation, conservatorship law, family law, landlord-tenant law, personal injury, probate law, and wills and trusts.
20 Independence Circle
Filing Bankruptcy is everyone's right under our laws. It is nothing to be ashamed or frightened of, but provides an opportunity to end the suffering and stress of being over ridden by debt.
The term "bankruptcy" enconpasses several different legal methods of dealing with debt, It is codified in a federal law: Chapter 11 of the US Code. But the concept of a system to give someone relief from his or her debts has been around since the Old Testament. A verse in Leviticus (one of the original five books of Moses) speaks of forgiving the debts of one's neighbors every seven years. Additionally, our Constitution specifies that Congress shall enact uniform bankrutpcy laws.
Filing Bankruptcy is everyone's right under our laws. It is nothing to be ashamed or frightened of, but provides an opportunity to end the suffering and stress of being over ridden by debt. There are basically two types of bankruptcies: liquidation and reorganization. Liquidation generally means a Chapter 7 bankruptcy - available for both individuals, married couples and businesses. There are 3 general forms of reorganization: Chapters 11, 12 and 13. Chapter 11 is available and appropriate for large businesses and individuals with considerable assets and debt. Chapter 12 is used for family farmers or fishermen. An Chapter 13 is the general form of consumer reorganization.
Mr. Jacobs was admitted to the California Bar in 1978 and has been in the private practice of law ever since. As house counsel for a franchise corporation, he has been a member of the American Bar Association committee on Franchise law and has served on the California State Senate small business sub-committee on Franchising.
Today, Mr. Jacobs confines his practice to consumer bankruptcy, and business and real estate litigation.
Mr. Jacobs has taught Constitutional law and Debtor-Creditor/Bankruptcy law at Cal Northern School of Law continuously from 1988. He has been the Dean of Students there since 1994.
He wrote for and was a member of the Bankruptcy Law Network, a group of experienced and knowledgeable consumer bankruptcy practitioners. Additionally, he wrote for Money Health Central on a myriad of financial matters and for the Mortgage Law Network. Mr. Jacobs has authored a chapter in the Aspatore book on "Chapter 7 Consumer Bankruptcy Strategies," and has spoken on Bankruptcy law at the Sacramento Valley Bankruptcy Forum, the Central California Bankruptcy Institute, the Southeastern Bankruptcy Institute and at the annual convention of the National Association of Consumer Bankruptcy Attorneys.