Ammerman&Goldberg--The Bankruptcy Law Firm

Ammerman&Goldberg--The Bankruptcy Law Firm

STOP FORECLOSURE, DC, MD, VA, 30 YEARS EXPERIENCE Deuteronomy 15 The Year for Canceling Debts Deuteronomy 15- The Bible provides for one's debts to be forgiven after seven years and American bankruptcy law acknowledges this long established principle

Firm Overview


- The Bible provides for one's debts to be forgiven after seven years and bankruptcy law acknowledges this long established principle

Deuteronomy 15 The Year for Canceling Debts

At the end of every seven years you must cancel debts. This is how it is to be done: Every creditor shall cancel any loan they have made to a fellow Israelite. They shall not require payment from anyone among their own people, because the Lord's time for canceling debts has been proclaimed. You may require payment from a foreigner, but you must cancel any debt your fellow Israelite owes you. However, there need be no poor people among you, for in the land the Lord your God is giving you to possess as your inheritance, he will richly bless you, if only you fully obey the Lord your God and are careful to follow all these commands I am giving you today. For the Lord your God will bless you as he has promised, and you will lend to many nations but will borrow from none. You will rule over many nations but none will rule over you.

If anyone is poor among your fellow Israelites in any of the towns of the land the Lord your God is giving you, do not be hardhearted or tightfisted toward them.8 Rather, be openhanded and freely lend them whatever they need. Be careful not to harbor this wicked thought: "The seventh year, the year for canceling debts, is near," so that you do not show ill will toward the needy among your fellow Israelites and give them nothing. They may then appeal to the Lord against you, and you will be found guilty of sin. Give generously to them and do so without a grudging heart; then because of this the Lord your God will bless you in all your work and in everything you put your hand to. 11 There will always be poor people in the land. Therefore I command you to be openhanded toward your fellow Israelites who are poor and needy in your land.

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Office Locations

PHONE: 202-559-1428
TOLL FREE: 877-441-4076
FAX: 202-638-5858


PHONE: 301-890-4500

PHONE: 703-550-7030

The law firm of Ammerman & Goldberg was established in 1986. Our firm offers a sophisticated consumer bankruptcy law practice in the District of Columbia, Maryland and Virginia metropolitan area. The firm's consumer bankruptcy law practice group has a large client base and now represents over 1000 new clients each year in consumer bankruptcy matters. The firm's bankruptcy attorneys only handle Chapter 7 and Chapter 13 consumer bankruptcy law cases. So, when our clients file bankruptcy, they are assured that their case is being handled by an experienced consumer bankruptcy attorney. We focus on consumer bankruptcy including Chapter 7 and Chapter 13 bankruptcy services. We offer a free 24-hour bankruptcy information line to answer many of your questions. Additionally, we respond to client inquiries six days a week so that we are always available for our clients. We believe that our best source of future business is through referrals from satisfied clients like you.Example casesChapter 7 bankruptcy may eliminate most kinds of unsecured debt. Some examples of unsecured debts are credit cards; medical bills; most personal loans; judgments resulting from car accidents; and deficiencies on repossessed vehicles.In addition to getting rid of your debt, you typically can keep all of your property. As long as your car and mortgage payments are current, and there is no significant equity in your property, we should have no problem making the arrangements for you to reaffirm the debt. Keep your home, keep your car, keep your personal belongings, but eliminate your debt; that is our goal. Legal Helpers may be able to use Chapter 7 to provide you with many benefits.
Chapter 13 bankruptcy is an interest-free debt repayment plan through which you consolidate your debts and make a payment on your debt over a 3 to 5 year period. While in a Chapter 13 debt repayment plan, the creditors cannot collect from you, and the creditors are required by a Federal Court order to adhere to the terms of the Plan.

Main Office

Deuteronomy 15 The Year for Canceling Debts
1115 Massachusetts Ave. NW
Washington, DC 20005


(202) 638-0606

(703) 550-7030


(202) 638-5858


Free Initial Consultation?

Yes, we offer a free initial consultation.

Services Offered For Fixed Fees?

We offer low flat fees that we allow you to pay through a flexible payment plan that suits your budget.The term "standard fee" needs to be defined: Clients and attorneys negotiate fees based on several factors, including the lawyer's experience and reputation, the type of legal problem, and what other local lawyers charge for similar work. There may be a local "going rate" for a certain type of job such as filing a bankruptcy but rates and terms are subject to many factors.

Hourly Rates

Not applicable.

Office Information

Office Hours

Monday through Friday 9:00 a.m. to 5:00 p.m.

Office Manager

Debra Poole

Emergency After Hours


Languages Spoken

Yes, Spanish

Other Offices

null, VA null

How did your firm decide on the primary area of practice(s)?

Bankruptcy is an approach to help people who are in financial distress get a fresh start in life. Those who wish to save their homes from foreclosure can file for a payment plan through Chapter 13 of the bankruptcy code. We have many different approaches to help people who are experiencing severe financial conditions.

What is your firm's point of view regarding clients educating themselves on legal issues?

We suggest that clients learn as much as possible to understand their legal options.

Is your firm willing to review documents prepared by clients?

No, we are prohibited from doing so.

Is your firm willing to coach clients who want to represent themselves?

No, we are prohibited from doing so.

What distinguishes your law firm from others?

Washington, D.C., Maryland, Virginia Bankruptcy Lawyers
Filing for bankruptcy is often the most effective means for overcoming issues related to mounting debt, massive medical expenses and the threat of foreclosure. It is important that you understanding the debt relief and bankruptcy options available for avoiding foreclosure and rebuilding your credit before you make decisions that will affect the future of you and your family.
At Ammerman & Goldberg "Bankruptcy" Law Office, our attorneys work closely with clients to help them take advantage of allowances within the law that can help them keep their home, car and other property and assets during bankruptcy. While each case is different, how you restructure debt and work with a court-appointed fiduciary can determine the success of your debt repayment plan. Our attorneys help you negotiate manageable terms and take steps to begin rebuilding your credit immediately.
Helping People Regain Their Financial Health
Our Virginia, Maryland and Washington, D.C., bankruptcy attorneys advise and represent clients with regard to the following:

Harris S. Ammerman

Ammerman&Goldberg--The Bankruptcy Law Firm

In 1973, I was law clerk for the Hon. Judge Roszel C. Thomsen, in the U.S. District Court for Maryland. I have been in private practice since 1978.

After graduation from George Washington Law Center, I became a law clerk to a United States District Judge in Baltimore, Md. Thereafter I entered public service as a staff attorney for the U.S. Securities & Exchange Commission where I worked for five years. In 1978 I entered the private practice of law and accepted a variety of cases in civil law. I gradually developed the ability to work with many different people on a wide range of activities. I have been able to develop a very sophisticated approach to the practice of law as it relates to consumer bankruptcy issues.

My partner and I have been practicing bankruptcy law in the Washington DC, Virginia and Maryland suburbs since 1980. We have great experience handling our clients' on a one-to-one basis and developing new directions to resolve critical financial issues.

Personal interests:

I enjoy traveling with my wife, both in the United States and abroad, horseback riding, reading, and sports in which my 14 year old son participates.


Bar Number: 04141
District of Columbia, 1974


George Washington University National Law Center
J.D., 1972

Temple University
M.A., 1970

Temple University
B.S. - Journalism, 1966

Harris Ammerman

Ammerman&Goldberg--The Bankruptcy Law Firm

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