Scott Harrigan is your local leader in the area of Long-Term Disability Insurance, providing quality, cost effective and experienced legal representation to disabled individuals throughout Long Island and New York State.
Today more than ever insurance companies formulate and implement elaborate strategies to deny disability claims. You and your family have invested hard earned premium dollars in exchange for the insurance company's promise to provide you and your family with economic security in the event you become disabled from performing your occupation. Regrettably, without proven, experienced and aggressive representation, the promise made to you and your family will be broken and your investment will be forever lost. Scott Harrigan has proven winning claim strategies to protect the investment you and your family have made and enforce the promises made to you and your family by your insurance company. The following services are offered: Legal Representation and Management of your Private and/or Group Long-Term Disability Claim ERISA Appeal of your denied Group Long-Term Disability Claim Negotiating settlement of your Private and/or Group Long-Term Disability Claim Litigation of your Long-Term Disability Private and/or Group Long-Term Disability Claim.
The attorneys at Harms & Harrigan, LLP can help you create a Last Will and Testament, establish a Living Trust, create a Business Successor Plan and prepare your Power of Attorney, Health Care Proxy and Living Will to protect you and your family.
Estate Planning Estate planning can be a difficult and challenging responsibility. Working with an experienced estate planning professional can mean the difference between a plan that causes more harm than good and a solid one that works effectively for you and your family. When Should I Begin Estate Planning? Most people assume estate planning is something done later in life. However Estate Planning is actually important for anyone over the age of 18. Estate Planning includes advance directives for emergencies, which can happen at any time in your life. Estate Planning also helps you maximize the benefits available throughout your entire life, including tax savings and asset protection. The attorneys at the Long Island law firm of Harms & Harrigan, LLP can help you not only create a Last Will and Testament, but can also help you establish a Living Trust, a Business Successor Plan, draft a Power of Attorney, Health Care Directives, and develop a plan for Guardianship of your minor children should the unexpected occur after you are a parent. The attorneys at Harms & Harrigan, LLP are well-versed in the most up-to-date laws related to New York estate planning. They will discuss your unique financial situation and family arrangement and create a plan that is tailor-made for your circumstances. We know it can be uncomfortable sharing intimate details about your life and your family, so we do everything we can to put you at ease and meet your expectations. Do I Need to Work with an Estate Planning Attorney? Every family is unique. Therefore, an estate plan designed for you or your family should also be unique. Whether you or your family have special circumstances or not, you should work with an attorney to develop an estate plan. The attorneys at Harms & Harrigan, LLP can review your portfolio and discuss which assets are probate and non-probate assets. They can help develop strategies for children or family members with special needs including limiting the amount of money they will have access to at any point in time. Working with an estate planning law firm also gives you something above and beyond basic guidance, peace of mind. Working with an experienced estate planning attorney ensures your family is protected long-term and your wishes are honored, even after you are no longer able to oversee your estate. If you would like to know more or you are ready to discuss estate planning with an experienced attorney, contact the law firm of Harms & Harrigan, LLP.
The formation of our law firm was based upon a shared vision of providing hands-on personalized representation to our client's who are insured under individual and/or group long-term disabilities policies. Today more than ever insurance companies formulate and implement elaborate strategies to deny long-term disability claims. Harms & Harrigan, LLP have proven winning strategies to protect the investment you and your family have made and to enforce the promises made to you and your family by your insurance company.
Prior to practicing law, Mr. Harrigan was an analyst for a major insurance brokerage company and a financial consultant with a major national insurance company. Mr. Harrigan has specialized in the area of long-term disability for over 17 years.
Mr. Harrigan's unique educational background and work experience distinguishes him from other long-term disability lawyers. Mr. Harrigan's 23 years of combined experience in the insurance field allows him to analyze your claim, your ERISA appeal, your settlement offer and your litigation not only from a legal perspective but from a financial perspective allowing you to make an informed decision regarding your long-term disability claim.
Scott M. Harrigan, a Partner in the law firm of Harms & Harrigan, LLP, received his bachelor's degree from Clark University. He holds an MBA from Dowling College and his Juris Doctorate from Touro College, Jacob D. Fuchsburg Law Center. In law school, Mr. Harrigan served an internship as a clerk for the Honorable Leonard Silverman, a Justice in the New York State Court of Claims.
Prior to practicing law, Mr. Harrigan was an analyst for a major insurance brokerage company and a financial consultant with a major national insurance company. Mr. Harrigan is admitted to practice in the State of New York and the Federal courts of the Southern and Eastern Districts of New York. Mr. Harrigan is a member of the Suffolk County Bar Association.
Mr. Harrigan's insurance practice areas include, but are not limited to, representing individuals with group and private individual long-term disability insurance policies, individuals with private long-term care policies, individuals with group and private life insurance policies and individuals with group health insurance appeals.
Mr. Harrigan's unique educational background and work experience distinguishes him from other disability insurance lawyers. Mr. Harrigan's 23 years of combined experience in the insurance field allows him to analyze your claim, your ERISA appeal, your settlement offer and your litigation from not only a legal perspective but from a financial perspective in order to allow you to make informed decisions regarding your claim, ERISA appeal, your settlement offer, or litigation.
The advantage of Mr. Harrigan's well-rounded and unique history is manifested by results. Mr. Harrigan has successfully provided legal representation and management of hundreds of thousands of dollars of monthly long-term disability benefits. Mr. Harrigan's knowledge in the field of disability insurance, coupled with his reputation in the industry for honesty, fairness and professionalism, has resulted in numerous lump sum buyout/settlements of his client's group and/or individual long-term disability policies, in excess of millions of dollars.
Mr. Harrigan has represented individuals from all walks of life, including medical doctors, surgeons, dentists, chiropractors, veterinarians, lawyers, accountants, executives, business owners, wall street brokers, sales people, butchers, computer consultants, insurance claim representatives and individuals of all vocations and occupations.
Mr. Harrigan has successfully represented individuals with disability claims with all of the major disability insurance carriers and/or administrators including, but not limited to: Unum, Unum Life Insurance Company of America, Provident, Paul Revere Life Insurance Company of America, National Life of Vermont, the Equitable Life Insurance Company, Penn Mutual, Liberty Mutual, the Hartford Life Insurance Company, DMS, Mass Mutual Life Insurance Company, Metropolitan Life Insurance Company, Prudential, Guardian Life Insurance Company, Berkshire Life Insurance Company, First Reliance Insurance Company, Standard Life Insurance Company, US Life Insurance Company, Great West Life Insurance Company, Principal Life Insurance Company, CIGNA, New York Life Insurance Company, Northwestern Mutual Life Insurance Company and Aetna.
Mr. Harrigan resides on the East End of Long Island with his wife, their three kids and their mini-golden doodle. Mr. Harrigan serves on the Board of Directors for his local Youth Basketball league and has coached all three of his kids in basketball and other sports over the years. Mr. Harrigan played college basketball for four years at Clark University, with his freshman and senior teams being inducted into the New England Sports Hall of Fame.
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