Delzer, Coulter & Bell, P.A.

Delzer, Coulter & Bell, P.A.

Florida Estate Planning and Administration Lawyers

Firm Overview

In-depth estate and trust services for Pasco and Hernando counties

The skilled lawyers at Delzer, Coulter & Bell, P.A., provide comprehensive legal services in the areas of estate planning and estate administration, including the preparation and filing of tax returns. The firm's attorneys' expertise covers all related areas, including elder law, tax planning, trust law, Medicaid planning, special needs trust and veterans' benefits. Asset protection against estate and inheritance taxes requires assistance of attorneys with detailed knowledge of estate and tax laws. As board certified legal specialists in elder law and wills, trusts and estates, the lawyers at Delzer, Coulter & Bell, P.A., provide a combination of experience and focus that allows them to give you the in-depth guidance that you require.

Unique estate planning solutions

The firm's lawyers work closely with you to develop personalized solutions for your situation. Whether you need legal representation to minimize estate taxes or to address long term care issues, you can expect the firm to confidently address difficult problems that other attorneys are not willing to handle. At Delzer, Coulter & Bell, P.A., committed estate and elder law attorneys hold the highest standards of professionalism and are supported by a well-trained, experienced staff.

Personal case evaluations

The firm invites you to make an appointment for a free consultation and case evaluation. Their attorneys believe there is no substitute for a face-to-face discussion of your estate planning objectives. They meet with you personally at their Port Richey office, conveniently located just north of the Pithlachascotee River on U.S. 19. Free evaluations and consultations are available for estate planning and estate and trust administrations. If needed, consultations are available at your home, nursing home or hospital.

Estate planning and probate assistance for the area north of Tampa Bay

The firm assists a range of North Suncoast clients with estates of all sizes. Whether you have a high net worth or only modest savings, you receive the personal attention of Delzer, Coulter & Bell, P.A.'s attorneys. Most clients reside in Pasco and Hernando counties as well as northern Pinellas and southern Citrus counties. Cities served include:

-Bayonet Point
-Land O'Lakes
-Tarpon Springs
-Crystal River
-Homosassa Springs
-New Port Richey
-Port Richey
-Spring Hill
-Weeki Wachee
-Dade City

The firm also helps people from other parts of the country administer the estates of loved ones who lived in this area.

Main Office

Main Office
7920 U.S. Highway 19
Port Richey, FL 34668



Estate Planning

Port Richey lawyers preparing wills, trusts and advance directives

A well-prepared estate plan gives you confidence that your affairs will be handled according to your wishes. The knowledgeable attorneys at Delzer, Coulter & Bell, P.A. help you create a comprehensive estate plan that provides for your needs as well as those of your family and heirs.

The importance of a will

In the absence of a will, the probate court follows Florida's intestacy laws and may not distribute your property as you would prefer. If you have minor children or dependent adults, it is important for your will to designate:

-A trustee to manage their assets
-A guardian to assume custody

The law firm of Delzer, Coulter & Bell, P.A ensures that your will addresses all critical issues of your estate.

The benefits of a living trust

Living trusts are beneficial for most people who have reached retirement age and for many people who have not. The primary advantages of a living trust are:

-Avoidance of probate costs and delays
-Management of assets in the event of incapacity without court supervision

Delzer, Coulter & Bell, P.A. makes an assessment of your particular needs and objectives, preparing customized trust documents and helping you transfer assets into your living trust.

Alternatives to living trusts

A living trust may not be needed if your estate is small. You may be able to protect your assets from probate by using enhanced life estate deeds (a/k/a Lady Bird Deeds) and payable on death accounts.

The lawyers at Delzer, Coulter & Bell, P.A., evaluate your assets and recommend techniques that will protect your assets and family most efficiently.

The effect of inheritance on government disability benefits

When you or a loved one has a disability and receive need-based government assistance, such as Supplemental Security Income (SSI) or Medicaid, an inheritance can exceed the federal asset limits and result in the loss of benefits. You may need a:

-Self-settled special needs trust
-Third-party special needs trust

Delzer, Coulter & Bell, P.A recommends the special needs trust that is appropriate to your situation and helps you properly administer it.

If you become incapacitated

You can create advance directives to provide for your care in the event you become incapacitated. Learn more about how the firm helps you with living wills, durable powers of attorney and other aspects of elder law.

Rebecca C. Bell

Delzer, Coulter & Bell, P.A.

Florida Bar Board Certified Elder Law Attorney

After graduating with honors from Stetson University College of Law, Attorney Rebecca C. Bell joined the Port Richey law firm of Delzer, Coulter & Bell, P.A. She has now been with the firm for more than 10 years, focusing on elder law, Medicaid planning and veterans' benefits.

She was certified as an Elder Law Specialist by the Florida Bar Board of Legal Specialization and Education in 2006. Presently, there are less than 350 attorneys of the approximately 100,000 licensed attorneys in the State of Florida that have met the educational, experience and professional standards to become designated as an Elder Law Specialist. Additionally, she has obtained accreditation by the Department of Veterans Affairs to assist claimants in the preparation, presentation and prosecution of claims for benefits.

To further enhance her expertise and knowledge of elder law, Mrs. Bell recently obtained a Master of Laws in Elder Law from Stetson University College of Law. Her academic achievement was recognized by her degree being awarded with distinction.

Work with a knowledgeable Florida Elder Law Specialist

Reach out to lawyer Rebecca C. Bell for thorough guidance in elder law matters. Contact her online or call her at 877.815.4218.

Practice areas

-Elder law
-Medicaid planning
-VA benefits


-Stetson University College of Law, LL.M. in Elder Law with distinction, 2011
-Stetson University College of Law, J.D. cum laude, 1999
-Vanderbilt University, B.A., 1997


-Florida, 2000


-West Pasco Bar Association
-Board of Directors 2004-2006
-The Florida Bar
-Elder Law Section
-Real Property, Probate and Trust Law Section
-North Suncoast Estate Planning Council
-Vice President, 2011 2012
-Estate Planning Attorneys Association
-President, 2004 2005
-National Academy of Elder Law Attorneys


-Tampa, Florida, April 29, 1975


-Recipient, 2012 Member of the Year Award by the Florida Bar Elder Law Section
-Recipient, Cecil C. and Augusta Bailey Award
-Author: "Florida's Adoption Of The Uniform Power Of Attorney Act: Is It Sufficient To Protect Florida's Vulnerable Adults?" 24 St. Thomas L. Rev. 32 (2011)
-Author: "Virtual Adoption: The Difficulty of Creating An Exception to the Statutory Scheme," 29 Stetson Law Review 415.
-Articles Editor, Stetson Law Review, 1999
-Author: "Medicaid Managed Long-Term Care: Is Florida Ready?" 26 St. Thomas L. Rev. 26 (2013)
-Certified Elder Law Attorney, Florida Bar Board of Legal Specialization and Education

Community Involvement

-CARES, Inc. (Community Aging and Retirement Services), Hudson, Florida
-Board Member, 2012-Present


Stetson University College of Law

Wayne R. Coulter

Delzer, Coulter & Bell, P.A.

Florida Board Certified Wills, Trusts and Estates Lawyer

Attorney Wayne R. Coulter has been devoted to estate planning and administration since receiving his law degree in 1969. He spent his first three years of practice handling estate tax matters for the Internal Revenue Service, learning how the government taxes your assets when you do not have an effective estate plan. Attorney Coulter continued to concentrate on estate and trust law after joining one of the oldest law firms in Port Richey, Florida.

In 1985 he was in the first group of approximately 75 attorneys statewide meeting the educational, ethical and experience standards to become a Board Certified Wills, Trusts and Estates Attorney. Fewer than 350 of the approximately 100,000 lawyers admitted to practice in Florida hold this distinction. He now proudly provides in-depth legal guidance exclusively in the areas of estates and trusts law and holds an AV Preeminent Peer Review RatingSM from Martindale-Hubbell.

Attorney Coulter received the Florida Bar Meritorious Public Service Award in 1995. His extensive community involvement has included work with the American Heart Association, All Children's Hospital, the West Hernando and West Pasco County Chambers of Commerce, and the Lighthouse for the Visually Impaired and Blind of Pasco and Hernando counties. He supports the needs of the Florida Suncoast community, connecting directly with you to provide individualized estate planning service.

Entrust your estate and trust needs to a respected Florida lawyer

Get the benefit of Wayne R. Coulter's experience and expertise. Contact him online or call him at 877.815.4218.

Practice areas

-Estate planning
-Estate administration
-Trust administration
-Living wills
-Powers of attorney


-Stetson University College of Law, J.D., 1969
-Phi Alpha Delta
-University of South Florida and Stetson University, B.S., 1965


-Florida, 1969
-U.S. Tax Court, 1972


-Hernando County Bar Association
-West Pasco County Bar Association
-President, 1982 1983
-Past Chairman, Estate Planning and Probate Committee
-The Florida Bar
-Member, Executive Council, Section of Real Property, Probate and Trust Law, 1990 1997
-Chairman, Continuing Legal Education Publications Committee, 1991 1995
-Steering Committee, CLE Manual on Basic Estate Planning in Florida, 1992
-Member, Elder Law Section, 1997 present
-North Suncoast Estate Planning Council, President, 1985 1986
-Estate Planning Attorneys Association, President, 1989 1990
-Nature Coast Estate Planning Council, President, 2000 2001

Awards, honors and certifications

-Florida Bar Meritorious Public Service Award, 1995
-Certified Wills, Trusts and Estates Attorney, Florida Bar Board of Legal Specialization and Education
-AV Preeminent Peer Review Rated from Martindale-Hubbell


-Orlando, Florida, March 6, 1943

Our practice

-Estate Administration
-Trust Administration
-Estate Planning
-Elder Law
-Medicaid Planning
-VA Benefits


Stetson University College of Law