Long Term Disability Attorneys at DarrasLaw

Long Term Disability Attorneys at DarrasLaw

DarrasLaw assists with long term disability litigation, long term disability appeals, insurance bad faith matters, long term care insurance and individual disability litigation. Call or visit our website for a free policy analysis or free claim help.

Firm Overview

DarrasLaw, America's top disability firm, handles individual and group long term disability insurance matters of all sizes for clients of all backgrounds and professions.

Led by attorney Frank N. Darras, we have set the standard for compassionate and effective representation. That unique combination is why people throughout the United States come to our firm for assistance with disability insurance and long-term care insurance matters. DarrasLaw has taken on and beaten all major disability insurance companies.

When you signed your insurance policy, you may not have paid attention to the small print, especially since your insurance company promised to take care of you.

Unfortunately, when it is time to file a claim, many people find that the small print is a big obstacle to obtaining benefits. In these situations, you want an attorney who is experienced enough to understand and move past the small print, forcing the insurance company to do what is right for you.

If you've been wrongfully denied or have questions about individual or long term disability matters, we offer free consultations with our expert insurance lawyers.

We also guide disabled individuals through the claims process from start to finish, including appeals when appropriate and, if needed, litigation with the help of local counsel. We are dedicated to helping people get the most out of their insurance policies.

Please visit our website for more information about how we can help you.

Main Office

3257 East Guasti Road, Suite 300
Ontario, CA 91761


(800) 458-4577


(909) 974-2121


Free Initial Consultation?


Services Offered For Fixed Fees?

None. Due to the nature of our practice, working with the disabled and elderly who have already been denied benefits by their insurance companies, all services are provided on a contingency fee basis. If we do not recover any benefits, no attorney fees will be charged.

Office Information

Office Hours

8:00 a.m. - 5:30 p.m.

Emergency After Hours


Languages Spoken

English, Spanish

Long Term Disability

We bring 100+ years of experience to individual and group long-term disability insurance, insurance bad faith, ERISA and long-term care insurance matters. For a FREE insurance policy analysis/consultation call 800-458-4577 or visit www.darraslaw.com.

Led by founding partner Frank N. Darras, the top disability lawyer in the United States, the team at DarrasLaw spends every day extending a helping hand to the disabled and elderly.

DarrasLaw resolves more cases in a year than many firms handle in their lifetime. We have represented people with disabling conditions of all kinds, with claims of all sizes from $50-a-month claims to $500,000-a-month claims. We have taken on and beaten all the major disability insurance companies in every state.

We offer a free policy analysis to anyone who asks for our help. That is just the beginning. We also guide disabled individuals through the claims process from start to finish, including appeals when appropriate and, if needed, litigation with the help of local counsel.

Whether you have only recently become disabled and need help filing a claim, or you have already filed a claim and have been given the runaround by your insurance company, our lawyers are here to extend a helping hand to you. Call our experienced and compassionate disability insurance attorneys at 800-458-4577 or visit our website at www.darraslaw.com for a free consultation.

How did your firm decide on the primary area of practice(s)?

Nearly 30 years ago, Frank N. Darras made the decision to take the road less traveled in the legal disability world. The decision to help the sick, disabled and elderly fight against billion-dollar insurance companies has led to nearly $800 million in recovered disability insurance benefits for policyholders everywhere.

DarrasLaw helps people from all walks of life, from professional athletes, doctors, lawyers, and business owners to blue-collar workers. Frank Darras and his top-rated legal team at DarrasLaw give the same stellar disability advice, careful attention and zealous advocacy to every client. regardless of their background or occupation. With the help of DarrasLaw, policyholders recover the insurance benefits they paid dearly for and richly deserve.

DarrasLaw reviews 2,500 new disability referrals a month from all over the country. This volume allows DarrasLaw to monitor insurance company claims, policies, and procedures continuously.

If an insurance carrier institutes an unreasonable new delay or denial strategy, the attorneys at DarraLaw are able to identify the problem and analyze the impact before the average disability lawyer encounters it for the first time. This has led to quicker results for DarrasLaw's clients and helped the firm earn the respect of the insurance industry.

Frank Darras has been honored by Lawdragon as one of the Leading Lawyers in America for the last 11 years. He has annually been selected for inclusion in The Best Lawyers in America since 2006. Darras has also been named to Super Lawyers since its inception and recognized by Outstanding Lawyers in America. His national success has led him to be repeatedly honored as a Top Lawyer by Corporate Counsel, named one of the Association of Trial Lawyer of America's Top 100 Trial Lawyers, and AV Preeminent-rated by Martindale-Hubbell.

DarrasLaw has seen, evaluated, litigated, and resolved more disability and long-term care cases than any firm in the America. At DarrasLaw, we hold big insurance companies accountable.

Frank N Darras

Long Term Disability Attorneys at DarrasLaw

When Frank N. Darras became a lawyer, he knew he could be a difference maker by championing the voice of the disabled and disadvantaged. He could stop the injustice, enforce insurance company promises and put accountability and responsibility back into disability insurance contracts.

His dream coming out of law school was to build America's top disability litigation firm so that no matter where the disabled lived, DarrasLaw could step in to protect them. Nearly 30 years later and over $800 million in recovered disability insurance benefits, DarrasLaw continues to battle billion-dollar insurance companies all across America.

Darras' national success has earned him annual inclusion in The Best Lawyers in America and SuperLawyers, as well as an AV-Preeminent Rating from Martindale-Hubbell. He is one of the Association of Trial Lawyers of America's Top 100 Trial Lawyers, has been honored repeatedly as a Top Lawyer by Corporate Counsel and named one of the Lawdragon's Top 500 Lawyers in America for the last 11 years.

No claim is too small, no venue is too far, no case is too difficult and no carrier is too powerful -- Darras just loves representing the disabled. "These aren't just cases. This is my life's work," says Darras.

Lissa A. Martinez

Long Term Disability Attorneys at DarrasLaw

Lissa A. Martinez represents individual and group policyholders in disability, long-term care and life insurance bad faith actions and group ERISA matters. She specializes in ERISA litigation and heads up the firm's Law and Motion Department.

Before she began practicing law, Ms. Martinez was a licensed insurance agent with a Chartered Life Underwriter (CLU) designation, during which time she sold and marketed individual and group disability insurance policies for Provident Life & Accident Insurance Company. This experience is the basis of her expertise in insurance policy analysis and provides her with valuable insight into the disability insurance business.


Bar Number: 206994
California, 2000


Western State College of Law at Argosy University

Susan Grabarsky

Long Term Disability Attorneys at DarrasLaw

Susan B. Grabarsky represents individual and group policyholders in disability, health, property, casualty, and business insurance bad faith actions. Ms. Grabarsky is Lead Counsel Rated in Insurance Law, has been featured as the insurance law expert at national conferences for the disability community, has served as guest speaker on professional liability panels at law schools, and has addressed physicians and patients regarding insurance issues. She has lectured on medical cost-containment and disability management issues for claims professionals.

Ms. Grabarsky's expertise is based on her experience as a cost-containment analyst for major insurance companies and large self-insured employers in California. While attending law school on scholarships, she worked full-time in the insurance industry. She recognized the myriad of ways the claims process can go wrong. She handled medical claim reviews, property and casualty claim valuations, and attended hearings on behalf of insurance carriers.

Early in her legal career, she worked for insurance defense firms handling property, casualty and medical malpractice cases. But after her first Superior Court jury trial victory representing a plaintiff, she realized that her heart was not in defending big insurance companies.
For the last 12 years, Ms. Grabarsky has represented policyholders exclusively in their fights to obtain wrongfully denied insurance benefits. She says that she sleeps better now, knowing she is working on "the right side" of battles with big insurance bureaucracy.

Ms. Grabarsky is a Court Appointed Special Advocate for foster youth with extraordinary challenges and regularly volunteers for disability-related causes.


Bar Number: 203004
California, 1999

Heather Conner

Long Term Disability Attorneys at DarrasLaw

Heather Conner represents policyholders in individual disability, ERISA short-term and long-term disability and long-term care actions. Ms. Conner prepares clients' administrative appeals in their ERISA claims in an attempt to restore clients' benefits without the need for litigation. In addition, Ms. Conner works with Frank Darras on complex individual disability and ERISA litigation matters.

Ms. Conner reviews new client referrals and meets with policyholders to assist and evaluate their potential actions against their individual or group insurance carriers.

A native of New York, Ms. Conner first became interested in the legal profession after taking part in her high school's mock trial of the Watergate hearings. Her experience playing the lead prosecutor for the United States lead to a realization she had found a career. With this plan in mind, Ms. Conner received a Bachelor's degree in English from Binghamton University prior to attending law school at the University of Akron. While in law school, Ms. Conner sought opportunities that exposed her to a variety of different types of law. She interned with general counsel for a large health system. She clerked for a criminal defense lawyer and volunteered as a guardian ad litem through the juvenile foster care system.

Following law school graduation, Ms. Conner moved to Seattle, Washington. She sat for the State Bar of Washington and subsequently worked as an insurance defense attorney. In March of 2002 Ms. Conner moved to California and began her career with Frank Darras.


Bar Number: 30024
Washington, 2000

Phillip S. Bather

Long Term Disability Attorneys at DarrasLaw

Phillip S. Bather represents insurance policyholders in disability bad faith and ERISA short and long-term disability actions. Mr. Bather reviews new client referrals and meets with policyholders to assist and evaluate their potential actions against individual or group insurance carriers. His expertise includes ERISA administrative appeals, representing claimants to reverse their previously denied or terminated benefits.

In addition, Mr. Bather works with Frank Darras on complex individual disability and ERISA litigation matters.

Mr. Bather graduated Magna Cum Laude with a B.A. in Journalism and Mass Communication from Arizona State University. Throughout college, Mr. Bather worked for KPNX, the NBC affiliate in Phoenix, Arizona, and anchored Arizona State's sports telecast, "Devils on the Deuce."

After college, Mr. Bather attended Southwestern Law School where he served on the Board of Governors for the Trial Advocacy Honors Program. As an advocate in the Trial Advocacy Honors Program, Mr. Bather took home semi-finalist honors in the St. John's National Civil Rights Trial Competition which hosted 24 law schools from across the nation.

Mr. Bather began working for Frank Darras as a law clerk while attending Southwestern Law School. He continued to work for Mr. Darras throughout his law school career, and was hired as an associate attorney for DarrasLaw upon admission to the practice of law in the State of California. He has also been admitted to the Central District Federal Court.


Bar Number: 273236
California, 2010


Southwestern Law School

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