Firm Overview

- Stop Foreclosure, Garnishment, Repossessions, Lawsuits, Collection Calls.

- 38 years experience.

- FREE 20 minute consultation.

- Payment Plan.

- Call Us Today: 410-840-7575

We will be happy to help you.

Main Office

8370 Court Avenue
Suite 203
Ellicott City MD 21043


(410) 840-7575


(443) 836-9163

Other Offices

Office in PG County
4600 Powder Mill Rd


Affordable bankruptcy services to everyone: $999 Bankruptcy Legal Fees for most cases. Stop foreclosure, garnishment, lawsuits, repossession, collection calls and debt problems.

We are providing the following services:

Chapter 7 - Discharge of Debts
Chapter 13 - Discharge of Debts & Restructuring
Chapter 11 - Discharge of Debts & Restructuring under Individual Chapter 11
Workouts & Debt Negotiations
Consumer Law Suits
Non-Bankruptcy Options

Chapter 11 - Reorganizaton and Business Liquidation
Pre-bankruptcy Planning
Out of Court Restructuring and Work Outs
Out of Court Business Liquidations
Chapter 13 - Restructuring and Discharge of Debts
Chapter 7 - Discharge of Debts
Chapter 12 - Family Farmer Reorganization

Discharging Taxes in Bankruptcy
Restructuring Taxes in Chapter 11 and Chapter 13

Insolvency - Business Planning and Evaluation
Insolvency Planning and Sales of Assets or Stock

How did your firm decide on the primary area of practice(s)?

Our firm has always focused its practice in the area of consumer and business bankruptcy. Our lawyer J. Michael Broumas started his practice as a law clerk for Bankruptcy Judge Thomas James in Chicago.

Bankruptcy is a complicated, challenging area which requires knowledge of many other related areas of law. As a bankruptcy firm we can help people solve serious problems and see immediate results.

It is one of the few areas of law that will give immediate relief to clients when the case is first filed. It is also an area of law where help can be provided to everyone, even those with low income for an affordable price.

What experience or education distinguishes your lawyers from others?

J. Michael Broumas has been practicing bankruptcy law for over 35 years.

He started his practice as a Law Clerk to a bankruptcy judge in Chicago, a major metropolitan area in the united States.

After working for a Bankruptcy Judge Mr. Broumas spent several years at some of the largest most prestigious law firms in the country, Including the Wall Street law firm of Milbank Tweed Hadley and McCloy, Weil Gotshal and Manges (the best known bankrptcy firm in the world).

Before starting his own bankruptcy practice Mr. Broumas was a partner and head of the bankruptcy section at Ober Kaler Grimes and Shriver ( the fourth largest Maryland law firm). Mr. Broumas has had over 35 years experience dealing with all types of bankruptcy matters.

What distinguishes your law firm from others?

Our firm believes everyone should be able to receive affordable legal representation.

We try to implement a pricing policy that reflects this goal by charging only $999 for legal fees for most of our Chapter 7 cases.

We confirm most of our Chapter 13 cases within 3 month of filing the case.

At Broumas Law Group we understand that clients who come to us are in financial distress and cannot afford to pay huge legal fees.

J. Michael Broumas, Esq.


J. Michael Broumas has extensive experience representing individual and corporate clients in both State and Federal courts in both State of Maryland and in numerous bankruptcy courts throughout the United States.

Mr. Broumas received his initial work experience at the Wall Street law firm Milbank, Tweed, Hadley & McCloy where he spent three years and subsequently at Weil, Gotshal & Manges, one of the preeminent law firms in the United States.

Prior to opening his own practice Mr. Broumas was an equity shareholder at the prestigious regional law firm Ober, Kaler, Grimes & Shriver where he was the head of the bankruptcy section for seven years.

Mr. Broumas has been a practicing attorney for more than 35 years. After graduating from the University of Utah in 1978 he attended law school in upstate New York at Syracuse University College of Law where he graduated in 1981. After law school Mr. Broumas was appointed Law Clerk to the Honorable Thomas James, a Bankruptcy Judge in Chicago Illinois.

J Michael Broumas has had comprehensive experience in all aspects of business reorganization and insolvency including the handling of extremely complicated Chapter 11 Bankruptcy cases for major national corporations.

Mr. Broumas' experience has included the representations of creditors and debtors and creditors committees in business reorganization cases.

The firm has had experience in handling small business bankruptcy cases as well as consumer bankruptcy matters under Chapter 7 and Chapter 13.

J Michael Broumas has also been one of the few Maryland attorneys who have experience handling Chapter 12 Family Farmer Cases.

J Michael Broumas has extensive experience handling matters in State court including divorce, custody, division of marital property, accident cases and other litigation matters.

Olga Zavialova, CPA


Olga Zavialova is experienced in handling tax related insolvency and bankruptcy tax problems. Ms Zavialova and Broumas Law Group represent clients in negotiation and work-outs with the Internal Revenue Service and the State of Maryland including preparation and submission of offers in compromise and negotiation of installment plans.

Ms. Zavialova has more than 20 years of progressive, full scope accounting, business management and business planning experience including financial statement preparation, integration of accounting systems, P&L and tax return preparation, financial analysis and audit. Olga Zavialova is highly skilled in complex problem solving and can provide clients with innovative and creative solutions for their business problems.

Olga Zavialova brings a broad range of industry experience to our clients, including in-depth understanding of manufacturing, distribution, construction, communications, investments and insurance industries. Ms Zavialova has experience in a wide spectrum of different facets of each of those industries including computer technology, internal control, accounting, management and human resources.

Olga Zavialova has extensive experience in the financial management and business turn-around area. As a Senior Financial Controller at Lift Off Distribution LLC, the distributor of Red Bull energy drink Ms. Zavialova was in charge of Financial restructuring and internal reorganization of the business turning a business with substantial losses into a very profitable enterprise within a period of two years. Ms. Zavialova was also Controller at Sumitomo Corporation, Kiev office.

Prior to joining Broumas Law Group Olga Zavialova owned and operated her own company providing accounting, bookkeeping, project management and business planning services to small and mid-size enterprises. Ms. Zavialova assisted numerous clients in financial distress by providing business planning and turn-around management services.

Ms. Zavialova is a Certified Public Accountant in Maryland. Ms. Zavialova has Master of Business Administration from Kiev State University of Economics where she graduated with Honors in 1996.

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