Affordable San Diego, Los Angeles, & Bay Area Foreclosure and Bankruptcy Attorney. Free Consultations, $0 Down Chapter 13 Filings and Loan Modifications, and affordable rates on civil litigation, Chapter 7 and 11 bankruptcy, and other legal matters
Our focus is on bankruptcy, real estate and financial law, loan modification, and debt management. We also assist clients with civil litigation, personal injury, criminal defense, and probate matters. Our firm works one on one with clients in many different situations. Our firm was established on January 1, 2010, and has grown quickly to have a widespread presence and several offices throughout California. We cater to our clients' needs and are available for after hours and weekend appointments.
San Diego Office
5560 La Jolla Blvd
La Jolla CA 92037
Free 45 minute consultation for new clients.
We offer discounted rates on bankruptcy for Nolo clients. We offer loan modification and civil litigation services on contingency, with no money upfront.
Generally hourly but situation specific. Mention Nolo for discounts.
Monday through Friday 8:00 am to 6:00 pm, Weekends and After Hours Email Availability
Bay Area Office
101 California Street
San Jose Office
2570 N. First Street, Second Floor
Los Angeles Office
8888 Olympic Blvd
Call our offices anytime for a free consultation on your options while facing foreclosure.
Facing foreclosure can be a scary and intimidating process anywhere, but this is especially true in California. The non-judicial foreclosure process often leaves homeowners at the mercy of the banks, many of which have made questionable foreclosure decisions in the past, and seem to be blind to helping homeowner's stay in their homes through a fair and consistent practice of modifying loans or assisting clients. Equally scary are the dishonest and unethical loan modification "companies" and lawyers who make promises they know they can't keep, breaking California laws on charging upfront money for foreclosure relief, and offering to compile securitization audits and file frivolous lawsuits that serve to make the situation worse and usually result in the loss of the home.
Foreclosure law is a complex mix of real estate, finance, bankruptcy, tax, and landlord-tenant law, and the homeowner should understand all the information to make an informed decision. Various legal options while facing foreclosure include: loan modification, chapter 13 bankruptcy, loan modification, short sale, deed in lieu of foreclosure, legal action against the bank (only under very specific circumstances), and various repayment options worked out with the bank. We guarantee to always be honest with you and not push inaccuracies about loan modifications or lawsuits against the bank, both of which are sometimes not options but are the trademark sales pitch of unethical firms in California without the homeowner's best interest at heart. Our promise is that you will be informed on your true options after our consultation, and be able to make a decision that best fits your goals.
Contact us today to discuss your situation. We have helped hundreds of California homeowners stay in their homes and are always available to discuss your questions on foreclosure.
I chose bankruptcy as my primary area of practice because my finance background allowed me to understand the struggles of everyday people and their frustrations, and my experience in bankruptcy allowed me to help them transcend these struggles. There is no other area of law, that I have found, where a client can have the weight lifted from their shoulders overnight like in bankruptcy.
People seeking legal advice should seek to find with a lawyer who they trust. A lawyer should always give the client all their possible options and then discuss with the client instead of telling the client what to do. There are often ways to handle a legal situation that are much easier and faster than initially thought.
I am always willing to review any given situation and give a free consultation.
I think that clients should be hesitant generally to represent themselves, because you can lose valuable rights, but every situation is different and I can discuss the best options for a given situation in a free consultation.
Before opening the Law Offices of Andrew A. Moher, APC, I was a partner at the civil litigation firm Ramey Stairs APC. I have had experience working for Washington Mutual Bank as a Bank Fraud investigator, as well as the San Diego Public Defender's office and working with other attorneys in various capacities in three states.
My varied experience in the finance, litigation, and criminal fields allows me to see a situation from all angles and use my background to offer more options than someone with less experience. I have lived in Chicago, Washington D.C., New York City, Seattle, San Francisco, and San Diego, as well as Europe, and have met and become friends with people from all walks of life. This experience allows me to understand, empathize with, and ultimately help my clients.
My strengths are being able to understand a problem from a client's perspective, discuss the problem with the client, earn a mutual respect with the client, and solve the problem as efficiently as possible.Personal interests:
Outside of my practice I enjoy travelling, music, sports, and spending time with friends and family.
Bar Number: 257605
Thomas Jefferson School of Law
Juris Doctor, 2005
University of Michigan
B.A., Psychology, 0
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