Adams, Morris, & Sessing

Open for Business
Offers Video Calls
Adams, Morris, & Sessing

Adams, Morris & Sessing is a full-service boutique law firm providing legal representation to individuals and businesses throughout Maryland, Virginia and Washington, DC.

This lawyer is licensed to practice in Maryland and has no record of discipline from the Maryland bar association. *

Adams, Morris, & Sessing

Adams, Morris, & Sessing

Open for Business
Offers Video Calls

Adams, Morris & Sessing is a full-service boutique law firm providing legal representation to individuals and businesses throughout Maryland, Virginia and Washington, DC.

This lawyer is licensed to practice in Maryland and has no record of discipline from the Maryland bar association. *

Firm Overview

Our experienced attorneys offer personalized, cost-effective solutions to meet your individual goals.

Many Americans experiencing financial hardships do not know where to turn for debt relief. The persistent, overbearing and paralyzing nature of debt places an immense pressure on anyone under financial strain. If your financial problems are spiraling out of control, you are facing foreclosure and want to save your home, our attorneys can help. Our attorneys can help you determine the right solution to your financial problems and work to achieve the best possible outcome.

Meet our attorneys to find out why so many Marylanders, Virginians, and Washington, D.C. residents trust our experience, ethics, and reliability to represent their best interests.

Michelle Adams is a founding partner of Adams, Morris & Sessing. Her law practice primarily focuses on the following practice areas: Short Sale Negotiation, Debt Settlement and Lien Negotiation, Past Due Tax Filing and Offers in Compromise, Loss Mitigation and Foreclosure Defense. Ms. Adams has personally closed over 1,500 short sales and helped many homeowners maintain their dream of homeownership.

Ms. Adams graduated Cum Laude from Brandeis University with a Bachelor of Arts Degree in Sociology. She then attended American University, Washington College of Law where she obtained her Juris Doctorate in 1996. Ms. Adams is admitted into practice in Maryland, District of Columbia and the Federal Courts of Maryland and the District of Columbia.

Elizabeth L. Morris is a founding partner of Adams, Morris & Sessing. She attended the University of Baltimore School of Law where she graduated cum laude. Following graduation, Ms. Morris served as a law clerk for the Honorable G. Edward Dwyer in the Circuit Court for Frederick County. Ms. Morris is admitted to practice in the State of Maryland, the United States District Court for Maryland, and the United States Tax Court.

Ms. Morris focuses on the following practice areas: General Civil Litigation, Family Law, Adoption, Guardianship, Short Sale Negotiation, Loss Mitigation, Lien Negotiation, Foreclosure Defense. Ms. Morris is also regularly appointed by the Circuit Court for Frederick County to represent children in contested custody cases.

Timothy Sessing is a founding partner of Adams, Morris & Sessing. He attended the George Washington School of Law where he obtained his Juris Doctorate in 1996; Admitted into practice in Maryland, District of Columbia and the Federal Courts of Maryland and District of Columbia; Member of the Bar Association of Montgomery County and Frederick County Maryland. Mr. Sessing was born and raised in Minnesota and currently resides in Montgomery County.

Mr. Sessing is the managing partner of the firm and primarily focuses on the following practice areas: Bankruptcy, Creditor Issues, Probate, Estate Planning, Wills, Short Sale Negotiations, Loss Mitigation and Business Law.

Main Office

Germantown Office
12850 Middlebrook Road
Suite 308
Germantown, MD 20874

Phone

(301) 637-0143

Fax

(888) 614-7163

Fees
Services Offered For Fixed Fees?

Foreclosure document review and analysis for a flat fee of $299 Debt instrument review and analysis of settlement / repayment options for flat fee of $299 Simple Will /Estate Planning Mediation various other unbundled services

Hourly Rates

$395.00

Office Information
Office Hours

9-5

Emergency After Hours

No

Languages Spoken

English

Other Offices
  • Frederick Office

    100 West Church Street
    Frederick, MD 21701

Foreclosure

If you have received a foreclosure notice, we can help you determine where you are on the timeline, how long you have, and what options remain.

The attorneys at Adams Morris & Sessing can guide you through the timeline for foreclosure in Maryland and help prepare you for each step, depending on your goals. We are here to listen to your concerns, help you understand the process and set realistic goals for moving forward. We can complete a case evaluation to review your documents and provide a roadmap for your options to move forward for a flat fee of $300. If you decide that you need additional assistance, the $300 fee will be applied toward your selected service. With a better understanding on the type of loan you have and what options are available, you will be able to make better decisions on how to best resolve any delinquencies or settle outstanding debt.

Is your firm willing to help a client with one discrete part of a case, without taking on the whole case?

Absolutely. In particular, hiring an attorney for particular services, or unbundling representation can assist many who otherwise could not afford representation.

What distinguishes your law firm from others?

Our attorneys are involved with teaching real estate agents about foreclosure laws in DC, MD and VA so we have to stay current on any and all changes that are taking place. I could talk about foreclosure law all day, however most people would not want to listen.

What is your firm's point of view regarding clients educating themselves on legal issues?

There are pros and cons to doing your own legal research. One the pro side, it is better to be educated and there are a lot of reputable resources available for researching specific issues and determining next steps. The cons, much like being a google doctor and trying to diagnose yourself, not all information that can be found on the web is correct or up to date.

Is your firm willing to coach clients who want to represent themselves?

In certain situations, yes. There are times when an attorney is not needed at a meeting, but knowing what to request or what to say is more valuable so if funds are limited, having someone provide talking points can be one way to serve more people.

Adams, Morris, & Sessing
Michelle Adams

Michelle J. Adams is a founding member of the law firm of Adams, Morris & Sessing. Michelle has practiced law for over 25 years and her practice has focused on foreclosure defense and loss mitigation for over 13 years in private practice. She practices law in both Maryland and the District of Columbia. Her law firm practices in Maryland, District of Columbia and Virginia.

Michelle was introduced to real estate law in 2008 when then Chief Justice Bell sent out a letter to Maryland attorneys pleading for help representing homeowners facing foreclosure. The timing was perfect as Michelle had just left her position as a FDA Product Liability Defense associate at Arnold and Porter where she worked for 8 years and welcomed the opportunity to assist homeowners facing foreclosure. So in 2008 Michelle became a member of the Foreclosure Prevention Project and dove in head first providing legal advice at clinics and representing pro bono clients through the project.

Over the past 13 years Michelle has helped thousands of homeowners either modify their loans, fight back against the lenders when a home was wrongfully foreclosed or transition from homeownership through a short sale, avoiding foreclosure and the stigma attached to losing your home by force. Michelle is still an active member of the Foreclosure Prevention Project and continues to represent Pro Bono Clients through Maryland Volunteer Lawyer Services.

Michelle and the law firm of Adams, Morris & Sessing was selected to represent homeowners who are participating in the Sun Initiative, a program that is run by a non-profit out of Massachusetts that allows homeowners to complete a short sale and then buy back their home at fair market value. The program is currently expanding into Illinois, New Jersey and Pennsylvania and Michelle has been asked to act as national counsel to work with attorneys in those states to try and match the success she has had in Maryland.

Michelle grew up in Brookline, Massachusetts and attended Brandeis University (BA 1993) and Washington College of Law, American University (JD 1996). Michelle is still a Boston Sports fan (go Red Sox, Patriots, Celtics and Bruins) and will always root for her home teams, but enjoys watching the DC Wizards when she has the opportunity to go to a game. Michelle has competed in triathlons, half marathons and her new fitness obsession is boxing as it is a great way to relieve stress. She lives in Darnestown, MD with her husband Andrew, son Spencer, and 2 cats Kemba and Roxy.

License

Bar Number: 199612170009
Maryland, 1996

Bar Number: 0000
District of Columbia, 1997

Education

Brandeis University
B.A, 1993

American University
J.D., 1996

Adams, Morris, & Sessing
Michelle Adams

Michelle J. Adams is a founding member of the law firm of Adams, Morris & Sessing. Michelle has practiced law for over 25 years and her practice has focused on foreclosure defense and loss mitigation for over 13 years in private practice. She practices law in both Maryland and the District of Columbia. Her law firm practices in Maryland, District of Columbia and Virginia.

Michelle was introduced to real estate law in 2008 when then Chief Justice Bell sent out a letter to Maryland attorneys pleading for help representing homeowners facing foreclosure. The timing was perfect as Michelle had just left her position as a FDA Product Liability Defense associate at Arnold and Porter where she worked for 8 years and welcomed the opportunity to assist homeowners facing foreclosure. So in 2008 Michelle became a member of the Foreclosure Prevention Project and dove in head first providing legal advice at clinics and representing pro bono clients through the project.

Over the past 13 years Michelle has helped thousands of homeowners either modify their loans, fight back against the lenders when a home was wrongfully foreclosed or transition from homeownership through a short sale, avoiding foreclosure and the stigma attached to losing your home by force. Michelle is still an active member of the Foreclosure Prevention Project and continues to represent Pro Bono Clients through Maryland Volunteer Lawyer Services.

Michelle and the law firm of Adams, Morris & Sessing was selected to represent homeowners who are participating in the Sun Initiative, a program that is run by a non-profit out of Massachusetts that allows homeowners to complete a short sale and then buy back their home at fair market value. The program is currently expanding into Illinois, New Jersey and Pennsylvania and Michelle has been asked to act as national counsel to work with attorneys in those states to try and match the success she has had in Maryland.

Michelle grew up in Brookline, Massachusetts and attended Brandeis University (BA 1993) and Washington College of Law, American University (JD 1996). Michelle is still a Boston Sports fan (go Red Sox, Patriots, Celtics and Bruins) and will always root for her home teams, but enjoys watching the DC Wizards when she has the opportunity to go to a game. Michelle has competed in triathlons, half marathons and her new fitness obsession is boxing as it is a great way to relieve stress. She lives in Darnestown, MD with her husband Andrew, son Spencer, and 2 cats Kemba and Roxy.

License

Bar Number: 199612170009
Maryland, 1996

Bar Number: 0000
District of Columbia, 1997

Education

Brandeis University B.A, 1993


American University J.D., 1996


Firm Overview

Our experienced attorneys offer personalized, cost-effective solutions to meet your individual goals.

Many Americans experiencing financial hardships do not know where to turn for debt relief. The persistent, overbearing and paralyzing nature of debt places an immense pressure on anyone under financial strain. If your financial problems are spiraling out of control, you are facing foreclosure and want to save your home, our attorneys can help. Our attorneys can help you determine the right solution to your financial problems and work to achieve the best possible outcome.

Meet our attorneys to find out why so many Marylanders, Virginians, and Washington, D.C. residents trust our experience, ethics, and reliability to represent their best interests.

Michelle Adams is a founding partner of Adams, Morris & Sessing. Her law practice primarily focuses on the following practice areas: Short Sale Negotiation, Debt Settlement and Lien Negotiation, Past Due Tax Filing and Offers in Compromise, Loss Mitigation and Foreclosure Defense. Ms. Adams has personally closed over 1,500 short sales and helped many homeowners maintain their dream of homeownership.

Ms. Adams graduated Cum Laude from Brandeis University with a Bachelor of Arts Degree in Sociology. She then attended American University, Washington College of Law where she obtained her Juris Doctorate in 1996. Ms. Adams is admitted into practice in Maryland, District of Columbia and the Federal Courts of Maryland and the District of Columbia.

Elizabeth L. Morris is a founding partner of Adams, Morris & Sessing. She attended the University of Baltimore School of Law where she graduated cum laude. Following graduation, Ms. Morris served as a law clerk for the Honorable G. Edward Dwyer in the Circuit Court for Frederick County. Ms. Morris is admitted to practice in the State of Maryland, the United States District Court for Maryland, and the United States Tax Court.

Ms. Morris focuses on the following practice areas: General Civil Litigation, Family Law, Adoption, Guardianship, Short Sale Negotiation, Loss Mitigation, Lien Negotiation, Foreclosure Defense. Ms. Morris is also regularly appointed by the Circuit Court for Frederick County to represent children in contested custody cases.

Timothy Sessing is a founding partner of Adams, Morris & Sessing. He attended the George Washington School of Law where he obtained his Juris Doctorate in 1996; Admitted into practice in Maryland, District of Columbia and the Federal Courts of Maryland and District of Columbia; Member of the Bar Association of Montgomery County and Frederick County Maryland. Mr. Sessing was born and raised in Minnesota and currently resides in Montgomery County.

Mr. Sessing is the managing partner of the firm and primarily focuses on the following practice areas: Bankruptcy, Creditor Issues, Probate, Estate Planning, Wills, Short Sale Negotiations, Loss Mitigation and Business Law.

Main Office

Germantown Office
12850 Middlebrook Road
Suite 308
Germantown, MD 20874

Phone

(301) 637-0143

Fax

(888) 614-7163

Fees
Services Offered For Fixed Fees?

Foreclosure document review and analysis for a flat fee of $299 Debt instrument review and analysis of settlement / repayment options for flat fee of $299 Simple Will /Estate Planning Mediation various other unbundled services

Hourly Rates

$395.00

Office Information
Office Hours

9-5

Emergency After Hours

No

Languages Spoken

English

Other Offices
  • Frederick Office

    100 West Church Street
    Frederick, MD 21701

Foreclosure

If you have received a foreclosure notice, we can help you determine where you are on the timeline, how long you have, and what options remain.

The attorneys at Adams Morris & Sessing can guide you through the timeline for foreclosure in Maryland and help prepare you for each step, depending on your goals. We are here to listen to your concerns, help you understand the process and set realistic goals for moving forward. We can complete a case evaluation to review your documents and provide a roadmap for your options to move forward for a flat fee of $300. If you decide that you need additional assistance, the $300 fee will be applied toward your selected service. With a better understanding on the type of loan you have and what options are available, you will be able to make better decisions on how to best resolve any delinquencies or settle outstanding debt.

Is your firm willing to help a client with one discrete part of a case, without taking on the whole case?

Absolutely. In particular, hiring an attorney for particular services, or unbundling representation can assist many who otherwise could not afford representation.

What distinguishes your law firm from others?

Our attorneys are involved with teaching real estate agents about foreclosure laws in DC, MD and VA so we have to stay current on any and all changes that are taking place. I could talk about foreclosure law all day, however most people would not want to listen.

What is your firm's point of view regarding clients educating themselves on legal issues?

There are pros and cons to doing your own legal research. One the pro side, it is better to be educated and there are a lot of reputable resources available for researching specific issues and determining next steps. The cons, much like being a google doctor and trying to diagnose yourself, not all information that can be found on the web is correct or up to date.

Is your firm willing to coach clients who want to represent themselves?

In certain situations, yes. There are times when an attorney is not needed at a meeting, but knowing what to request or what to say is more valuable so if funds are limited, having someone provide talking points can be one way to serve more people.

Adams, Morris, & Sessing
Michelle Adams

Michelle J. Adams is a founding member of the law firm of Adams, Morris & Sessing. Michelle has practiced law for over 25 years and her practice has focused on foreclosure defense and loss mitigation for over 13 years in private practice. She practices law in both Maryland and the District of Columbia. Her law firm practices in Maryland, District of Columbia and Virginia.

Michelle was introduced to real estate law in 2008 when then Chief Justice Bell sent out a letter to Maryland attorneys pleading for help representing homeowners facing foreclosure. The timing was perfect as Michelle had just left her position as a FDA Product Liability Defense associate at Arnold and Porter where she worked for 8 years and welcomed the opportunity to assist homeowners facing foreclosure. So in 2008 Michelle became a member of the Foreclosure Prevention Project and dove in head first providing legal advice at clinics and representing pro bono clients through the project.

Over the past 13 years Michelle has helped thousands of homeowners either modify their loans, fight back against the lenders when a home was wrongfully foreclosed or transition from homeownership through a short sale, avoiding foreclosure and the stigma attached to losing your home by force. Michelle is still an active member of the Foreclosure Prevention Project and continues to represent Pro Bono Clients through Maryland Volunteer Lawyer Services.

Michelle and the law firm of Adams, Morris & Sessing was selected to represent homeowners who are participating in the Sun Initiative, a program that is run by a non-profit out of Massachusetts that allows homeowners to complete a short sale and then buy back their home at fair market value. The program is currently expanding into Illinois, New Jersey and Pennsylvania and Michelle has been asked to act as national counsel to work with attorneys in those states to try and match the success she has had in Maryland.

Michelle grew up in Brookline, Massachusetts and attended Brandeis University (BA 1993) and Washington College of Law, American University (JD 1996). Michelle is still a Boston Sports fan (go Red Sox, Patriots, Celtics and Bruins) and will always root for her home teams, but enjoys watching the DC Wizards when she has the opportunity to go to a game. Michelle has competed in triathlons, half marathons and her new fitness obsession is boxing as it is a great way to relieve stress. She lives in Darnestown, MD with her husband Andrew, son Spencer, and 2 cats Kemba and Roxy.

License

Bar Number: 199612170009
Maryland, 1996

Bar Number: 0000
District of Columbia, 1997

Education

Brandeis University
B.A, 1993

American University
J.D., 1996

Adams, Morris, & Sessing
Michelle Adams

Michelle J. Adams is a founding member of the law firm of Adams, Morris & Sessing. Michelle has practiced law for over 25 years and her practice has focused on foreclosure defense and loss mitigation for over 13 years in private practice. She practices law in both Maryland and the District of Columbia. Her law firm practices in Maryland, District of Columbia and Virginia.

Michelle was introduced to real estate law in 2008 when then Chief Justice Bell sent out a letter to Maryland attorneys pleading for help representing homeowners facing foreclosure. The timing was perfect as Michelle had just left her position as a FDA Product Liability Defense associate at Arnold and Porter where she worked for 8 years and welcomed the opportunity to assist homeowners facing foreclosure. So in 2008 Michelle became a member of the Foreclosure Prevention Project and dove in head first providing legal advice at clinics and representing pro bono clients through the project.

Over the past 13 years Michelle has helped thousands of homeowners either modify their loans, fight back against the lenders when a home was wrongfully foreclosed or transition from homeownership through a short sale, avoiding foreclosure and the stigma attached to losing your home by force. Michelle is still an active member of the Foreclosure Prevention Project and continues to represent Pro Bono Clients through Maryland Volunteer Lawyer Services.

Michelle and the law firm of Adams, Morris & Sessing was selected to represent homeowners who are participating in the Sun Initiative, a program that is run by a non-profit out of Massachusetts that allows homeowners to complete a short sale and then buy back their home at fair market value. The program is currently expanding into Illinois, New Jersey and Pennsylvania and Michelle has been asked to act as national counsel to work with attorneys in those states to try and match the success she has had in Maryland.

Michelle grew up in Brookline, Massachusetts and attended Brandeis University (BA 1993) and Washington College of Law, American University (JD 1996). Michelle is still a Boston Sports fan (go Red Sox, Patriots, Celtics and Bruins) and will always root for her home teams, but enjoys watching the DC Wizards when she has the opportunity to go to a game. Michelle has competed in triathlons, half marathons and her new fitness obsession is boxing as it is a great way to relieve stress. She lives in Darnestown, MD with her husband Andrew, son Spencer, and 2 cats Kemba and Roxy.

License

Bar Number: 199612170009
Maryland, 1996

Bar Number: 0000
District of Columbia, 1997

Education

Brandeis University B.A, 1993


American University J.D., 1996


This lawyer is licensed to practice in Maryland and has no record of discipline from the Maryland bar association. *

* Nolo has confirmed that every member attorney has a valid license and is in good standing with the state agency that licenses lawyers. Any past disbarments and suspensions (with possible exceptions for minor violations or nonpayment of dues, in our discretion) will be indicated accordingly in the badge. Member attorneys are required to notify Nolo immediately if they become the subject of any disciplinary action by any state licensing agency.

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This lawyer is licensed to practice in Maryland and has no record of discipline from the Maryland bar association. *

* Nolo has confirmed that every member attorney has a valid license and is in good standing with the state agency that licenses lawyers. Any past disbarments and suspensions (with possible exceptions for minor violations or nonpayment of dues, in our discretion) will be indicated accordingly in the badge. Member attorneys are required to notify Nolo immediately if they become the subject of any disciplinary action by any state licensing agency.