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HUD-1 Definition
A standard form that was, until August 1, 2015, given by closing agents to mortgage loan borrowers on the date the real estate purchase closes. The HUD-1 detailed all the costs associated with the closing; not only those arising from the loan itself, but others such as escrow fees, real estate agent commissions, homeowners' insurance, and transfer taxes. It was replaced by a form called the Closing Disclosure.