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Life Insurance Policies

$100,000 Death Gratuity for Families of Service Members and Veterans

A $100,000 one-time lump-sum payment is available to certain survivors of military service members who died while on active duty in the Armed Forces o...

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Using Life Insurance to Provide for Your Children

At some time or another, all parents worry about what will happen to their children if one or both parents were to die prematurely. Often, life insura...

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Gift Tax Concerns When Transferring Life Insurance

If your estate is likely to owe federal estate taxes at your death, you may want to consider transfering ownership of your life insurance policy. When...

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Transfer Your Life Insurance and Decrease Your Estate Tax

If your estate is likely to owe federal estate taxes at your death (currently, any estate of more than $3.5 million), you may want to consider transfe...

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Permanent Life Insurance: The Basics

Permanent life insurance comes in many shapes and sizes. Before you sign up for a policy, you should look into which is right for your situation. Here...

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Life Insurance Options

If you are interested in life insurance, any insurance salesperson will be delighted to explain the bewildering array of policies available to you. Ho...

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How Much Life Insurance Do I Need?

If you are in the market to buy life insurance, the big question is: How much? The answer is not always easy. There are many different methods of calc...

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How to Buy Life Insurance

When choosing a life insurance policy, it pays to learn about the different types of insurance available, shop for the best rate, choose an agent wise...

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Do I Need Life Insurance?

Life insurance has long been a part of estate planning in the United States. Although life insurance does not need to be a part of every person's esta...

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