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Why won't my insurance pay for the trip I missed due to injury?
I was injured in a mountain climbing accident a week before I was due to leave on a two-week tour of "The Best of Elvis," and I spent the following weeks in the hospital. I had purchased trip cancellation insurance, but the company says the cancellation isn't covered and they won't reimburse me for my losses. Is this legal?
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pain and suffering
The physical or emotional distress resulting from an injury. Though the concept is somewhat abstract, the injured plaintiff can seek compensation in the form of cold, hard cash. How much the defendant owes for pain and suffering is calculated separately from the amount owing for more direct expenses, such as medical bills or time lost from work -- although sometimes these are factored in to arrive at a logical figure.
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