Long-Term Care Insurance: The Risks and Benefits
People have become increasingly aware of how easily long-term care can wipe out a lifetime's savings. Long-term care insurance, also known as nursing home insurance, has been widely advertised as protection against the costs of long-term care, but this insurance is expensive and often provides only limited benefits that may end up covering only a small percentage, or nothing at all, of your total long-term care costs.
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