Credit and Debit Cards - Resource Center

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	CREDIT AND DEBIT CARDS

Different Types of Credit and Debit Cards

What to Do If There's an Error on Your Debit or Credit Card Statement

Your Liability for Unauthorized Credit and Debit Card Charges

Kids & Credit Cards: When Are They Ready for Plastic?

Getting a Credit Card When You Have Bad Credit

Shopping for Credit Cards

Avoiding Credit Card Debt

Cleaning Up Your Credit Report

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Calculator: How long will it take to pay off my credit card?

Checklist: Avoiding Financial Trouble: Ten Tips

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What to Do If There's an Error on Your Debit or Credit Card Statement

Once in a while, you may find an error on your ATM, debit, credit, or charge card statement. Know your rights and obligations if you discover an error. If you don't act quickly, you may lose the right to challenge the error.

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I lost my credit card far from home -- what's my liability?

I just realized that I lost my credit card while on vacation a few weeks ago. A friend told me that unless I lost the card within 100 miles of my home, I'm stuck with any subsequent charges. Can that be right?

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credit bureau

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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