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Financial Tip: Stash Some Cash for Emergencies

Ask any financial planner: One of the first and most important steps you should take to safeguard your financial stability is to set aside an emergency reserve fund. The idea is that the fund can be used either for a major unexpected cost (such as medical expenses) or to cover your basic living expenses if you (or your spouse or partner) is temporarily out of work.

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Which Debts Must You Repay?
All debts are not created equal. Learn which are most important.

Automatic Deductions: Watch Out for Pitfalls
Problems you may experience with authorizing an automatic deduction.

What to Do If a Bill Collector Crosses the Line
Here's what to do if a bill collector uses abusive tactics.

Fixing Your Credit

  1. Request for Credit Report
  2. Challenge Incorrect Credit Report Entry
  3. Dispute Credit Card Charge
  4. Demand Collection Agency Cease Contact
  5. Statement of Assets and Liabilities
  6. Notice to Terminate Joint Account
  7. Notice to Stop Payment of Check
  8. Assignment of Rights
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Solve Your Money Troubles: Get Debt Collectors Off Your Back & Regain Financial Freedom
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How to File for Chapter 7 Bankruptcy
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