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DEALING WITH CREDITORS
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What to Do If a Bill Collector Crosses the Line

It's stressful to be unable to pay your bills on time. It's even more stressful to hear from a bill collector about those overdue debts. Although bill collectors can be persistent (that's their job), if a bill collector oversteps the bounds of the law, you can take action. The federal Fair Debt Collection Practices Act, or FDCPA, prohibits certain debt collectors from engaging in abusive behavior.

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Can a creditor freeze my bank account?

Today I discovered that a creditor has frozen my bank account. I'm barely earning any money right now, and with three kids I can't afford to lose any of these savings. Is this legal? The creditor does have a court judgment against me.

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Helping Your Widowed Parent

  1. Find assets.
  2. Collect insurance.
  3. Apply for benefits.
  4. Change title to jointly owned assets.
  5. Update will and trusts.
  6. Take steps to avoid probate court.
  7. Update insurance policies.
  8. Make a health care directive (living will).
  9. Make a financial power of attorney.
  10. Organize documents.

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