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ID THEFT
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What To Do If Your Identity Is Stolen

Identity theft has become an epidemic, claiming 500,000 victims in the United States in 2003 alone. Despite the mounting number of victims, many people remain unaware of how to respond to a theft. If you believe that you are a victim of identity theft or fear that you may become one -- for example, you lost your wallet or gave personal information to a stranger -- take these simple steps immediately.

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I lost my credit card far from home -- what's my liability?

I just realized that I lost my credit card while on vacation a few weeks ago. A friend told me that unless I lost the card within 100 miles of my home, I'm stuck with any subsequent charges. Can that be right?

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fraud

Intentionally deceiving another person and causing her to suffer a loss. Fraud includes lies and half-truths, such as selling a lemon and claiming "she runs like a dream."

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